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Social Security Disability in Maryland helps disabled Maryland residents obtain the housing, food, and care they need if they are unable to work due to some disability. The maximum benefit amount is $2,148, but SSDI payment amounts vary from recipient to recipient since the amount is calculated using a formula that takes work history into account.
Facts About Maryland
An estimated 21.5% of the adult population in Maryland has some sort of disability that might qualify them for SSDI. These disabilities include functional impairments in terms of mobility, cognition, independent living, hearing, vision, and self care.
Adults with disabilities are significantly more likely to have issues with smoking, high blood pressure, obesity, and staying active. An individual with developmental disabilities might also need a caregiver to assist with life tasks. The average cost for a caregiver or home care provider in Maryland is around $21 per hour. SSDI can also help defray these expenses.
How To Qualify for SSDI in Maryland
The Social Security Administration awards SSDI benefit payments to disabled individuals with a condition that will last at least 12 months or eventually result in death. The disability must prevent you from doing any type of work. The SSA will make a determination based on your medical condition and work history. Generally speaking, you will need at least 40 credits to collect disability benefit payments, 20 of which must have been earned in the past decade.
Earning credits may be easier than you think. If you earned $5,880 in 2021, you’ve worked enough to earn all four work credits for the year. Unlike SSI or Veterans benefits, the exact nature of the disability does not determine the size of the monthly benefit payment, nor can financial resources (such as a retirement account) prevent one from collecting SSDI.
How To Apply for SSDI in Maryland
If you live in Maryland, there are about 20 different SSA field offices where you can walk in and apply for SSDI. Please note that these locations are not always the same as the local Maryland Department of Health and Human Services (MDHS) or state-administered social services buildings where you might apply for food stamps or Maryland Medicaid.
You can also apply for SSDI over the phone by calling 800-772-1213, or online at SSA.gov. If approved, the amount of disability awarded to an individual is based on a formula that takes into account the top 35 years of wage earning, divided by 420 (the number of months in that period) to find the AIME (average indexed monthly earnings). This amount is then multiplied against a percentage based on income brackets to find the PIA – primary insurance amount. This amount is entirely based on work history, not disability. However, you need to provide clear proof of a disability to the SSA in order to collect SSDI.
How to Appeal a Denial in Maryland
Do you disagree with a decision regarding your Social Security Disability application? You can appeal to the SSA by starting with a request for reconsideration. You can submit new evidence regarding your medical history, work history, or financial resources.
If that does not reverse the initial decisions, you can request a hearing in front of an Administrative Law Judge (ALJ). Approximately 44% of the cases heard by an ALJ are successfully appealed.
If you are still unhappy with the decision, the next step is to file a request for a review by the Appeals Council. They will review the merits of your case and return it to an ALJ or decide it themselves. The final level of appeal is to take your case to a federal district court, though this is uncommon. An attorney can help you explore other options like permanent partial disability or permanent total disability provided as part of Maryland workers compensation insurance.
More Maryland Benefits
Supplemental Security Income (SSI) is run by the SSA but is different than SSDI. SSI is another federal program to assist those who are 65 or older, are disabled or blind, or have limited financial resources. SSI is administered based on disability and financial hardship, while SSDI is administered based on disability and work history.
Usually, the SSA will check to see if you qualify for SSI when you apply for SSDI, so you do not need to fill out a separate application. But if you’d like to explore other benefits available to Maryland residents such as SNAP and WIC (food-related benefits), Medicare, rent assistance, and energy assistance, you will need to contact your local branch of the Maryland DHS (Department of Human Services).
For Maryland residents who don’t have health insurance through their workplace and who are not able to purchase their plan out of pocket due to limited financial resources, Maryland Medicaid will provide them with medical insurance. There are several insurance plans to choose from, so it’s important to see which ones your preferred doctor or primary care physician accepts.
For those Maryland Residents who are out of work, Maryland Unemployment Benefits can assist in defraying the cost of living until other employment has been secured. Claimants can apply over the phone by calling 667-207-6520 or by using the online BEACON system.
Maryland Social Security Offices
|SSA Field Office Locations in Maryland|
|Balto NE SSA Office||2401 Belair Rd Ste 106|
Baltimore, MD 21213
|Balto West SSA Office||1531 S Edgewood St Suite S|
Baltimore, MD 21227
|Abingdon SSA Office||Corporate Center Dr|
3435A Box Hill
Abingdon, MD 21009
|Cambridge SSA Office||828 Airpax Road Suite 500|
Cambridge, MD 21613
|Elkton SSA Office||300 Big Elk Mall|
Elkton, MD 21921
|Columbia SSA Office||Lakeside Bldg Ste 110|
Columbia, MD 21045
|Balto Rossville SSA Office||6820 Hospital Dr Suite 100|
Baltimore, MD 21237
|Owings Mills SSA Office||5 Park Center Court Suite 100|
Owings Mills, MD 21117
|Baltimore Wabash SSA Office||6100A Wabash Avenue|
Baltimore, MD 21215
|Baltimore Dtn SSA Office||1010 Park Ave Suite 200|
Baltimore, MD 21201
|Salisbury SSA Office||2414 Northgate Dr Suite 1|
Salisbury, MD 21801
|Cumberland SSA Office||217 Glenn St Suite 100|
Cumberland, MD 21502
|Hagerstown SSA Office||1710 Underpass Way|
Hagerstown, MD 21740
|Annapolis SSA Office||185 Harry S Truman Pkwy Suite 114|
Annapolis, MD 21401
|Towson SSA Office||28 Allegheny Avenue 4th Floor|
Towson, MD 21204
|Silver Spring SSA Office||10230 New Hampshire Ave Ste 304|
Silver Spring, MD 20903
|Glen Burnie SSA Office||337 Hospital Dr Suite 1A|
Glen Burnie, MD 21061
|Camp Springs SSA Office||6110 Allentown Road|
Suitland, MD 20746
|Frederick SSA Office||5340 Spectrum Drive Suite N|
Frederick, MD 21703
|Charlotte Hall SSA Office||30071 Business Ctr Dr|
Charlotte Hall, MD 20622
|Rockville SSA Office||315 N Washington St|
Rockville, MD 20850
|Westminster SSA Office||125 Airport Dr Unit 10|
Westminster, MD 21157
|Greenbelt SSA Office||7401 Forbes Blvd Suite C|
Seabrook, MD 20706
Maryland Hearing and Appeal Offices
Maryland is in Region 3 (Philadelphia), which services Delaware, Maryland, Pennsylvania, Virginia, West Virginia, and District of Columbia.
|Region 3 – SSA Office of Hearing Operations in Maryland|
|SSA Hearing Office – Baltimore||1010 Park Avenue Room 300|
Baltimore, MD 21201-5600
|SSA Hearing Office – Baltimore||1718 Woodlawn Drive|
Woodlawn Office Complex
Baltimore, MD 21207
|SSA Hearing Office – Towson||849 Fairmount Avenue Suite 450|
Towson, MD 21286
|SSA Hearing Office – Baltimore||1718 Woodlawn Drive Suite 1311|
Baltimore, MD 21207