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New Jersey Disability Benefits

Eligible New Jersey residents with disabilities can get aid through Social Security Disability Insurance and Supplemental Security Income.

Written by Benefits.com Advisors

Updated November 23, 2023

New Jersey residents with disabilities can access aid through two federal programs, Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI). Both programs offer financial assistance in the form of monthly payments for those who qualify.

In addition to federal services, people in New Jersey may also qualify for state unemployment benefits, TDI (Temporary Disability Insurance), Medicaid, or workers’ compensation.

Although SSDI and SSI are federal programs, they are run through the New Jersey Disability Determination Services (DDS). This department is a branch of the state Department of Labor and Workforce Development. New Jersey has 24 Social Security offices and three Offices of Hearings and Appeals (OHA).

Facts About New Jersey

New Jersey is home to more than 1.6 million people who have some sort of disability, which is about 23% of its population. Even with state and federal aid programs, many in the disability community still are not receiving assistance, with only 3.4% of New Jersey residents receiving Social Security disability benefits.

Those with a disability should apply for any program they think they may qualify for as most health insurance plans fall short of supplying the assistance that’s truly needed.

How To Qualify for SSDI in New Jersey

All SSDI recipients across the country must meet the same criteria since the program is federally funded. In New Jersey an applicant must meet the following criteria:

  • You have worked long enough as an employee or self-employed and paid federal income tax
  • You do not have to be currently working, but if you are, your wages can’t be over $1,310 a month
  • Note: New Jersey workers are protected from disability discrimination in the workplace. If you currently hold a job and you have a disability, your employer is required to make any reasonable accommodations to assist you in completing your job.
  • Your disability limits your ability to perform work for at least 12 months. These can be physical, intellectual, or developmental disabilities.
  • Your condition is found in the Blue Book compiled by the Social Security Administration. These conditions have all been deemed severe enough to impair the ability to work and warrant disability coverage.

Even if all criteria are met, you are still not guaranteed SSDI benefits. Your application must still be reviewed by DDS along with any relevant documentation and evidence to support your disability claim.

How To Apply for SSDI in New Jersey

There are three main ways to file for Social Security Disability: online, over the phone, or in person.

You can improve the chances of having your claim approved and speed up the application process by preparing documents and evidence ahead of time. Below is a general list, and you may need to provide more based on your specific circumstances:

  • Personal information: About you, your spouse, and your minor children like full names, and dates and places of birth
  • Marriage and divorce records
  • Military records
  • Current employment or self-employment information
  • Bank account information for direct deposit
  • Personal or professional references like a doctor or family member who can certify your conditions
  • Medical history of your disability like records of physical and mental health, tests, and names of doctors
  • Job and education history

Those who wish to apply online will do so on SSA.gov. You may also choose to call the federal Social Security office at 800-772-1213. If you prefer to make your application in person you should call your local New Jersey field office for assistance. Most offices require that you make an appointment before showing up.

How to Appeal a Denial in New Jersey

Unfortunately, the vast majority (around 80%) of initial New Jersey disability claims are denied. This is why if you are a disabled individual it’s essential to ensure you’re fully eligible and you have enough supporting documentation. If you are denied, you can and should begin the appeals process to have your claim reevaluated.

  1. Reconsideration – Within 60 of your initial denial, you can request to have a new SSA representative from the DDS review your initial claim to make a revised determination.
  2. Disability Hearing – The next step is to request a hearing with an administrative law judge. Like reconsideration, this request must be made within 60 days of your previous denial. Your hearing will be scheduled to happen in person at your closest SSA Hearing Office in Jersey City, Newark, or Pennsauken. You will likely be asked to bring additional documentation about their disability, and many people choose to obtain legal advice at this point.
  3. Appeals Council – If your second appeal was denied, you have 60 days to request the Social Security Appeals Council review your case. The council may or may not take your case based on an initial review of the previous decisions.
  4. Federal Court – The last course of redress is to file a lawsuit by appealing to the district federal court. At this point, you will need an attorney to help file your claim.

Temporary Disability Applications in New Jersey

In New Jersey, those who cannot work due to a non-work-related injury, illness, or pregnancy can apply for temporary disability benefits through the Temporary Disability Insurance (TDI) program. This program is designed to provide financial support to eligible workers temporarily unable to work and earn wages. To initiate a temporary disability application in NJ, eligible employees must first notify their employers about their condition and inability to work. Following this, they can file a claim for temporary disability insurance benefits with the New Jersey Department of Labor and Workforce Development.

Temporary disability benefits typically cover up to two-thirds of that person’s average weekly wage, with a maximum weekly benefit amount set by the state. The duration of the benefits may vary depending on the medical condition and the healthcare provider’s certification of the disability. Individuals may receive benefits for up to 26 weeks in a benefit year.

Please note that temporary disability insurance is distinct from Paid Family Leave (PFL) benefits in New Jersey. Paid Family Leave provides wage replacement benefits to eligible employees who need time off to care for a seriously ill family member or to bond with a new child (including adoption or foster care). Both temporary disability and paid family leave benefits are funded through employee payroll deductions. For employees who require longer-term disability coverage beyond the 26 weeks, they may need to explore other options, such as short-term disability insurance or private long-term disability insurance plans.

The New Jersey Department of Labor and Workforce Development is responsible for administering disability benefits in the state. Their website provides comprehensive information about the temporary disability application process, eligibility criteria, and frequently asked questions to assist applicants.

How Does Long-Term Disability Work in New Jersey?

Long-term disability coverage provides financial protection for people unable to work due to a serious illness or injury that extends beyond the scope of short- or mid-term disability benefits.

Long-term disability benefits in New Jersey are typically provided through private insurance policies or employer-sponsored group plans. These benefits are meant to replace a portion of your income when you can’t work for an extended period—usually lasting for several months to several years or even until retirement age.

For long-term disability, the disability’s duration is important, as it must exceed the waiting period specified in the policy, usually ranging from 90 to 180 days.

Applying for long-term disability benefits in New Jersey typically involves submitting a claim to the insurance company or the employer’s benefits administrator. The application process may require medical records, healthcare provider documentation, and other relevant evidence to support the disability claim. It’s important to carefully review the specific requirements outlined in the policy and ensure that all necessary information is included in the application.

One key difference between short- or mid-term disability and long-term disability is the duration of coverage. Short-term disability benefits typically last a few weeks to several months, while mid-term disability coverage extends up to one year. However, long-term disability benefits can provide coverage for an extended period, ranging from several months to years.

More New Jersey Benefits

SSI

Supplemental Security Income (SSI) is another disability program run by the SSA. Like SSDI, SSI provides monthly cash benefits for New Jersey residents, but you do not necessarily have to have a disability to qualify. SSI benefits are reserved for low-income individuals who are either blind, disabled, or over the age of 65.

New Jersey Medicaid

Those who qualify for SSI in New Jersey automatically qualify for New Jersey Medicaid. Once you are approved for SSI you will get a separate letter of acceptance from Medicaid outlining your benefits. Medicaid is for those with permanent disabilities, pregnant women, families with dependent children, or seniors 65 and older. The income requirements for regular Medicaid for a single person are $1,073 a month.

New Jersey Temporary Disability and Family Leave Insurance

New Jersey Temporary Disability Benefits (TDI) is a division of the Department of Labor and Workforce Development. This program provides a cash benefit to those who temporarily can’t work due to an illness or injury that is not work related.

If your employer has a state plan you’ll apply online, and if they have a private plan from an insurance company your employer will instruct you how to apply. The program also provides paid maternity or paternity leave for a worker to bond with a new child, or medical leave to take care of an ill family member or one who has been exposed to a communicable disease.

To qualify, you need to have made payments into the program, and also meet gross earning requirements (at least $11,000 in a calendar year, or an average weekly wage of at least $220). The employee contribution rate is currently at 0.47% of an employee’s taxable wage base. The payroll deduction to pay these cannot exceed $649.54 per year. An eligible employee is then paid 85% of their average weekly wage with a maximum of $903 per week.

New Jersey Unemployment

New Jersey Unemployment benefits provide temporary benefits in the form of a weekly payout to those who have lost their job through no fault of their own. The program is run through the New Jersey Department of Labor and Workforce Development and is funded through employer contribution via payroll tax. The maximum weekly benefit is $713 and can be collected for up to 26 weeks.

New Jersey Social Security Offices

SSA Field Office Locations in New Jersey
Newark SSA Office970 Broad Street
Room 1035
Newark, NJ 7102		(877) 255-1507
Trenton SSA Office635 S Clinton Ave
Roebling Market
Trenton, NJ 8611		(866) 964-0026
Cherry Hill SSA OfficeSuite 200
6 Executive Campus
Cherry Hill, NJ 8002		(866) 931-2879
Paterson SSA Office200 Federal Plz
First Floor
Paterson, NJ 7505		(888) 397-9806
Union Township SSA Office855 Lehigh Ave
Union, NJ 7083		(877) 803-6306
Woodbridge SSA Office190 Middlesex Trnpk
3rd Floor
Iselin, NJ 8830		(877) 600-2852
Jersey City SSA Office325 West Side Avenue
Jersey City, NJ 7305		(877) 405-2884
Clifton SSA Office935 Allwood Rd
Clifton, NJ 7012		(866) 964-0170
Egg Harbor Twp SSA Office1350 Doughty Rd
Egg Harbor Twp, NJ 8234		(877) 714-0394
Bridgeton SSA Office149 West Broad Street
Bridgeton, NJ 8302		(866) 837-1235
Neptune SSA Office3310 State Route 66
Neptune, NJ 7753		(877) 405-0475
Hackensack SSA Office401 Hackensack Ave
Continental Plz 2nd Floor
Hackensack, NJ 7601		(866) 964-4680
East Orange SSA Office7 Glenwood Ave Ste 100
East Orange, NJ 7017		(866) 964-0030
Parsippany SSA Office2200 State Rt 10 2nd Floor
Parsippany, NJ 7054		(866) 331-7131
New Brunswick SSA Office550 Jersey Avenue Suite 200
New Brunswick, NJ 8901		(877) 803-6313
Springfield Ave SSA Office274 Springfield Ave
Newark, NJ 7103		(877) 402-0821
Glassboro SSA Office830 Delsea Dr North
Glassboro, NJ 8028		(866) 883-5305
Toms River SSA Office190 St Catherine Blvd
Toms River, NJ 8755		(877) 255-1497
Rio Grande SSA Office1046 Route 47 South
Rio Grande, NJ 8242		(877) 405-9194
Bridgewater SSA Office245 Highway 22 Suite 207
Bridgewater, NJ 8807		(866) 446-6198
Hoboken SSA Office79 Hudson St 6th Floor
Hoboken, NJ 7030		(877) 505-4547
Mt Laure
SSA Office		532 Fellowship Rd Suite E
Mount Laurel, NJ 8054		(866) 837-5002
Newton SSA Office20 East Clinton Street
Newton, NJ 7860		(877) 575-5189
Brick SSA Office2620 Yorktowne Blvd
Brick, NJ 8723		(877) 405-5870

New Jersey Hearing and Appeal Offices

New Jersey is in Region 2 (New York), which services New Jersey, New York, Puerto Rico, and U.S. Virgin Islands. 

Region 2 – SSA Office of Hearing Operations in New Jersey
SSA Hearing Office – Jersey City325 West Side Avenue
Second Floor
Jersey City, NJ 7305		(877) 773-7451
SSA Hearing Office – Newark1100 Raymond Boulevard
3rd Floor
Newark, NJ 7102		(877) 405-9798
SSA Hearing Office – Pennsauken2475 McClellan Avenue
Pennsauken, NJ 8109		(866) 964-5769

Benefits.com Advisors

With expertise spanning local, state, and federal benefit programs, our team is dedicated to guiding individuals towards the perfect program tailored to their unique circumstances.

Rise to the top with Peak Benefits!

Join our Peak Benefits Newsletter for the latest news, resources, and offers on all things government benefits.

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Nevada Disability Benefits

If you’re a Nevada resident with a disability, there are services at the state and national level that can provide much needed support.

Written by Benefits.com Advisors

Updated October 25, 2023

If you’re a Nevada resident with a disability, there are services at the state and national level that can provide much needed support. 

Federal assistance is available through Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI), both run by the Social Security Administration (SSA).

While these programs are available to all Americans, applications are processed at the state level. In Nevada, the Bureau of Disability Adjudication (BDA) reviews applications. This agency works under the Nevada Department of Employment, Training & Rehabilitation (DETR).

In addition to these Social Security disability benefits, a Nevada resident may also qualify for Medicaid, unemployment insurance, or get help finding employment through the Bureau of Vocational Rehabilitation.

Facts About Nevada

About 32% of Nevada’s population has a disability of one kind or another. However, only 3.2% of the state’s population is currently receiving Social Security benefits. This means that many people who might qualify for disability benefits aren’t getting them.

In Nevada, a full 15% of the population suffers from a mobility-related disability and 13% suffer from a cognition-related disability. These high numbers make it imperative that those with a long-term disability get the assistance they need.

How To Qualify for SSDI in Nevada

The SSA defines qualifying criteria for those seeking disability services. These requirements are the same from state to state, though the applications are reviewed at the state level. Nevada approves approximately 34% of all first-time applications which is close to the national average of 35%.

There are two main criteria that you must meet to be considered for assistance. First, you must have a disability that prevents your ability to work for at least 12 months. The SSA has compiled a comprehensive list of all the disabilities it will approve for benefits.

It’s strongly recommended you consult this list before applying to ensure you meet the minimum requirements for your disability claim. It’s very rare to receive an exemption if your disability is not listed.

The second requirement is that you must show that you’ve contributed to the Social Security fund through your work history. For most people, this means 10 years of employment, though you may be able to receive a waiver if your disability makes it impossible to work in any capacity.

Many people who are disabled are still able to work in some capacity. This will not bar you from receiving aid, though there are income caps. Currently, a disabled person cannot be making more than $1,310 a month and still qualify. If you’re a disabled worker, know that your employer must comply with all anti-discrimination federal laws and make reasonable accommodations to help you complete your job duties.

How To Apply for SSDI in Nevada

An applicant must send their request for Social Security Disability to the Social Security Administration (SSA). You can choose to apply online at the federal Social Security website, or over the phone by calling 800-772-1213.

Those who wish to apply in person can do so at their local Social Security field office. In Nevada, there are four offices to choose from in Reno, Henderson, Las Vegas, and North Las Vegas. You should call first to make an appointment. Your application will then be forwarded to the Nevada BDA.

When you apply, you’ll be asked to provide basic personal information about you and your spouse and any minor children. You will need to provide relevant documentation of marriages, divorces, military service, or if you’re the surviving spouse of a veteran.

If you are a disabled veteran, you may be eligible for further benefits from the VA. You will need to show medical records supporting your disability claim and information about any other relevant medical condition.

How To Appeal a Denial in Nevada

Since only 34% of applications are approved the first time, a claimant should be ready to proceed with the appeals process. There are four levels to appealing your claim and each step must be completed before moving on to the next. You have 60 from the time you receive your denial to start the next step of appeals.

Reconsideration

During the reconsideration phase, you won’t have to provide any additional paperwork. A new disability examiner will look at your initial application to see if an error was made in the first review. Around 13% of applications receive approval at this stage.

Disability Hearing

Unfortunately, many people will be denied again during reconsideration and must move on to step two. At this stage, you can request a disability hearing with an administrative law judge.

There are two Hearing and Appeals offices in Nevada, one in Reno and one in Las Vegas. Your hearing will be scheduled at the closest location and you’ll often be asked to bring additional supporting documentation or witnesses. Many people choose to employ a disability lawyer at this point. Around 42% of cases are approved at this stage.

Appeals Council

The third level is to appeal with the Social Security Appeals Council. The purpose of this council is to review all lower determinations to see if a mistake was made.

Federal Court

The final level of appeal is to file a lawsuit at the district federal court in Nevada with locations in Las Vegas and Reno.

More Nevada Benefits

SSI

Supplemental Security Income (SSI) is another federal insurance program intended mostly for those with lower incomes. SSI benefits are available to those with disabilities, who are blind, and seniors over 65 years old. All applicants must meet low income and limited resources requirements. When you apply for SSDI your application will automatically be reviewed to see if you also qualify for SSI.

Nevada Medicaid

The income requirements for SSI are similar to Nevada Medicaid, and many who qualify for one will qualify for the other. Medicaid is run by the Nevada Department of Health and Human Services (DHHS) and provides health insurance to Nevadans of any age who meet income requirements. Recipients of Nevada Medicaid currently have no copay obligation.

Nevada Unemployment

In addition to a disability benefit, residents may also qualify for Nevada Unemployment benefits. This program is intended for temporary financial help to those who have lost their job through no fault of their own. The program has a maximum weekly payout of $483 for up to 26 weeks.

Nevada Social Security Offices

SSA Field Office Locations in Nevada
Reno SSA Office1170 Harvard Way
Reno, NV 89502		(888) 808-5481
Las Vegas SSA Office1250 S Buffalo Dr Suite 150
Las Vegas, NV 89117		(866) 704-4859
Henderson SSA Office10416 S Eastern Avenue
Henderson, NV 89052		(855) 207-7088
North Las Vegas SSA Office4340 Simmons Street
North Las Vegas, NV 89032		(866) 614-9667

Nevada Hearing and Appeal Offices

Nevada is in Region 9 (San Francisco), which services Arizona, California, Hawaii, and Nevada.

Region 9 – SSA Office of Hearing Operations in Nevada
SSA Hearing Office – Las Vegas333 Las Vegas Blvd South
Suite 4452
Las Vegas, NV 89101		(888) 397-5623
SSA Hearing Office – Reno300 Booth Street Suite 4000
Reno, NV 89509		(877) 897-0607

Benefits.com Advisors

With expertise spanning local, state, and federal benefit programs, our team is dedicated to guiding individuals towards the perfect program tailored to their unique circumstances.

Rise to the top with Peak Benefits!

Join our Peak Benefits Newsletter for the latest news, resources, and offers on all things government benefits.

Is Neuropathy a Disability?

Receiving Benefits for Borderline Personality Disorder

PTSD VA Rating: Understanding VA Benefits for PTSD

Pennsylvania Disability Benefits

Pennsylvanians who cannot work because of a medical condition may be eligible to receive SSDI or SSI to help meet their basic financial needs.

Written by Benefits.com Advisors

Updated October 25, 2023

Pennsylvanians who cannot work because of a medical condition may be eligible to receive Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) to help meet their basic financial needs. 

In addition to these two programs, Pennsylvania offers other programs to assist low-income workers and disabled adults.

Facts About Pennsylvania

In Pennsylvania, 23.9% of adults have a disability that prevents them from working. The largest age group of adults on disability are 65 or older. While several disabilities prevent adults from working, the two main categories in Pennsylvania are mobility disabilities and cognitive disabilities.

Pennsylvania has several disability benefits programs to care for the medical needs of disabled adults. This focus on wellness is likely because disabled Pennsylvanians are twice as likely to be inactive. Additionally, 32.3% of disabled adults are smokers, and 42.3% are obese, both higher than the national average.

How To Qualify for SSDI in Pennsylvania

To qualify for SSDI in Pennsylvania, the applicant must be a worker, a widow of a worker, or an adult child of a worker and have a medical disability that makes it impossible to work. This medical condition must have lasted for at least one year, will last for at least one year, or likely cause the individual’s death. For children, the medical condition must severely reduce their ability to function and for the same duration as mentioned above.

Your disability must prevent you from working entirely. You cannot work part-time or in temporary status and receive Social Security disability benefits. But you must have worked for a qualifying number of years and paid social security taxes in recent years before your injury or illness.

If you can still work, but at a severely reduced amount, you may qualify for SSI which aids senior citizens and disabled workers with little or no income.

How To Apply for SSDI in Pennsylvania

There are a few ways to apply for SSDI in Pennsylvania: online, at your local Social Security office, or by calling 1-800-772-1213. You will need to fill out the Form SSA-16 application and submit medical records and other supporting documentation.

The online system is the fastest and most convenient way to apply. Be sure to gather all required documents and information before beginning the application and plan to complete it in one to two hours.

The application contains four parts:

  • Background Information
  • Disability Information
  • Sign a Medical Release
  • Confirm Application Submission

After completing the background information section, the system will provide you with a Re-entry Number, your PIN, to get back into your application should you need to save and finish later. After completing the application and submitting it, be sure to print your confirmation page for your records.

If you need someone to help you to complete the application, you can do so. The helper does not have to be an officially appointed representative, but if you would like to set that up, you can do so through a Form SSA-1696-64. You will need to initiate the claim and sign it, but if you can’t do it online or are not present with your helper, the SSA will mail you the application to sign.

Here is a list of documentation you may need to complete your application for disability benefits. The Social Security representative will need to see the original document, but you can submit copies with the disability claim and keep your originals. 

  • Social Security Card and Birth Certificate
  • Contact information for all doctors with treatment dates
  • Current medication list
  • Medical records
  • X-rays, test results, labs
  • Work information from past 15 years (supervisors contact information and job duties)
  • Tax documents (W2s, tax return) from the previous year
  • Prior marriage dates
  • Bank information for direct deposit
  • Injury documents such as workers compensation documents, if applicable

After your application for Social Security disability benefits is submitted, the SSA will validate your basic eligibility. Next, your application will go through a medical review to determine whether your documented disability prevents you from working. Factors considered are information about your condition, such as when it started, what treatments you have had, how it limits you, and your progress. You might need to attend other exams or tests, but they will be at no cost to you and administered by a Social Security contracted agency.

Once the SSA has made its decision, they will notify you in writing.

How To Appeal a Denial in Pennsylvania

If your application for SSDI benefits is denied, you have the right to appeal through a social security disability hearing. The Office of Disability Adjudication and Review will schedule your hearing for an Administrative Law Judge to review your case for reconsideration.

You will present any new evidence and can give your testimony and statements from witnesses. Hearings occur in person at one of many local hearing offices, or you can attend the hearing through a teleconference. An attorney is authorized to represent you. You may want to consult a social security disability lawyer to help you through the process because of their experience and knowledge with SSD benefits claims.

The deadline to request an appeal is 60 days from the day you received your disability determination letter. Written requests should be sent to your local field office or the address indicated on your decision letter.

More Pennsylvania Benefits

Pennsylvania offers benefits and services other than Social Security disability benefits to help workers who need assistance due to lack of work. Although the application process may be similar, each benefit has specific eligibility criteria and application procedures.

SSI

Supplemental Security Income (SSI) is a program that provides financial assistance to senior citizens and disabled persons with little or no income. SSI is funded by general taxes and not directly from Social Security taxes. Its purpose is to meet basic needs such as food, clothing, and shelter.

To qualify for SSI, you must have limited income and assets. The application process and documents required are like the SSDI process. And like SSDI, you have the right to appeal a denied claim. 

Your monthly SSI compensation amount depends upon your living situation, marital status, and other income amounts. The state of Pennsylvania gives an additional benefit amount on top of what is awarded by the federal government. The two payments are issued as one monthly compensation payment.

Pennsylvania Medicaid

Pennsylvania Medicaid, also called Medical Assistance, is available to Pennsylvania residents who qualify as low or very low income. In addition to income limits, applicants must have a disability or be pregnant to receive Medical Assistance.

You may be required to share the cost through copayments, depending on your situation. You can apply for Medical Assistance online through the COMPASS system or in person at your local County Assistance Office.

Pennsylvania Unemployment

The Pennsylvania Office of Unemployment implemented a new online system in June 2021 dedicated to simplifying and speeding up the application process. There are new self-service functions that reduce the need to contact an unemployment representative.

Pennsylvania unemployment benefits are available to workers who have lost a job through no fault of their own or have a reduction in full-time hours. Qualified workers are encouraged to submit their initial claim as soon as possible through the online system, paper application mailed to the local office, or over the phone at 1-888-313-7284. 

After filing your initial claim, you will need to file a continued claim biweekly for the duration of your unemployment period. A financial determination letter will be mailed to you in about 10-15 business days from your initial file date to inform you of your weekly benefit amount and the length of time you will receive it.

How Do Short-Term Benefits in Pennsylvania Work?

If you need financial assistance in Pennsylvania, short-term benefits can provide temporary relief during challenging times. Short-term benefits in Pennsylvania primarily include programs such as:

1. Temporary Assistance for Needy Families (TANF)

TANF provides cash assistance to eligible low-income families with children. This program aims to help families meet their basic needs, such as housing, food, and clothing, during financial hardship. TANF benefits are typically provided for a limited period, and recipients are expected to work or participate in work-related activities as a condition of receiving assistance.

2. General Assistance (GA)

GA offers short-term financial support to individuals who are temporarily unable to work due to a disability, injury, or other barriers. It helps individuals meet their immediate needs, such as housing, utilities, and transportation, during a difficult period. GA benefits are generally provided for a limited duration, and recipients may be required to participate in work or training programs when able.

How Can I Apply?

The application process for short-term benefits in Pennsylvania typically involves providing documentation to establish eligibility, such as proof of income, identification, and information about household composition. The application forms can be obtained from local county assistance offices or submitted online through the Pennsylvania Department of Human Services website.

It’s important to note that short-term benefits differ from other benefit applications, such as long-term disability or healthcare programs. Short-term benefits provide immediate assistance during a crisis or transitional period. In contrast, long-term benefits focus on ongoing support for individuals with chronic conditions or enduring challenges.

Unlike long-term benefit applications, short-term benefit programs generally have shorter approval timelines. Once your application is submitted, it can take a few weeks to a couple of months to receive a decision. However, the processing time can vary depending on factors such as the volume of applications being reviewed and the complexity of your case.

To ensure a smooth application process, provide all the necessary documentation accurately and promptly. If you have any questions or need assistance during the application process, you can reach out to your local county assistance office or consult with a social worker who can guide you through the application process.

Keep in mind that short-term benefits are designed to provide temporary support and typically have specific eligibility criteria and time limits. It’s important to explore long-term benefit options if you require ongoing assistance or have a chronic condition that impacts your ability to work or meet basic needs.

Navigating the benefits system can be overwhelming, but reaching out for help and understanding the available programs can make the process smoother. By taking advantage of short-term benefits in Pennsylvania, you can gain temporary financial relief during challenging times and work towards a stable and secure future.

Pennsylvania Social Security Offices

SSA Field Office Locations in Pennsylvania
Meadville SSA Office19063 Park Ave Plaza
Meadville, PA 16335		(888) 347-9276
Phila South SSA Office3336 S Broad Street
Stadium Plaza
Philadelphia, PA 19145		(877) 575-5191
Bloomsburg SSA Office700 Market St
Bloomsburg, PA 17815		(866) 526-9847
Phila Aramingo SSA Office3400 Aramingo Ave
Imperial Plaza
Philadelphia, PA 19134		(855) 248-0233
Phila-Downtown1500 JFK Blvd 20th Floor
2 Penn Ctr Ste 2000A
Philadelphia, PA 19102		(866) 613-3969
Pitts Dt SSA Office921 Penn Ave
Pittsburgh, PA 15222		(866) 770-2965
Scranton SSA Office409 Lackawanna Avenue
Oppenheim Bldg 1st Flr
Scranton, PA 18503		(866) 635-0767
Reading SSA Office201 Penn St Ste 200
Reading, PA 19601		(866) 274-5960
Harrisburg SSA Office555 Walnut Street Suite 810
Harrisburg, PA 17101		(888) 327-1176
Erie SSA Office717 State St
Highmark Bldg Ste 500
Erie, PA 16501		(877) 405-2887
Hazleton SSA Office88 S Laurel St
Hazleton, PA 18201		(866) 388-9878
Altoona SSA Office303 Cayuga Ave
Altoona, PA 16602		(888) 245-5368
Lancaster SSA Office1808 Colonial Village Ln
Suite 101
Lancaster, PA 17601		(888) 384-9919
Allentown SSA Office41 N 4Th St
Allentown, PA 18102		(877) 405-6746
New Castle SSA Office1708 Wilmington Rd
New Castle, PA 16105		(866) 331-5286
Cranberry SSA Office80 Regina Dr
Cranberry, PA 16319		(888) 848-6464
Uniontown SSA OfficeFayette Plaza
627 Pittsburgh Road
Uniontown, PA 15401		(866) 320-7459
Wilkes-Barre SSA Office7 N Wilkes Barre Blvd
Stegmaier Bldg, St 102
Wilkes Barre, PA 18702		(866) 686-9505
Johnstown SSA Office334 Washington St Suite 225
Johnstown, PA 15901		(866) 331-7128
Williamsport SSA Office240 We
t 3rd St Suite 100
Williamsport, PA 17701		(866) 558-2572
York SSA Office2670 Industrial Hwy Suite 2
York, PA 17402		(888) 329-5732
Chester SSA Office807 Crosby Street
Chester, PA 19013		(866) 398-1456
Phila Germantown SSA Office701 East Chelten Ave
Philadelphia, PA 19144		(866) 495-0255
Phila Northeast SSA Office9300 Ashton Rd
Philadelphia, PA 19114		(866) 331-7840
Pottsville SSA Office2221 W Market Street Suite 200
Pottsville, PA 17901		(866) 269-0880
McKeesport SSA Office540 5Th Ave
McKeesport, PA 15132		(866) 964-2037
Ambridge SSA Office350 Logan Ln
Baden, PA 15005		(866) 331-6401
Greensburg SSA Office122 W 3rd Street
Greensburg, PA 15601		(877) 748-9768
New Kensington707 5Th Ave
New Kensington, PA 15068		(888) 377-4710
Washington SSA Office95 W Beau St Suite 515
Washington, PA 15301		(855) 829-8917
Norristown SSA Office1700 Markley Street Suite 120
Norristown, PA 19401		(866) 964-6305
Du Bois SSA Office302 Liberty Blvd
Dubois, PA 15801		(888) 491-1884
Easton SSA Office134 S Fourth St
Easton, PA 18042		(866) 964-5056
Phila University City4240 Market Street
Philadelphia, PA 19104		(877) 445-9977
Pitts East Liberty SSA Office6117 Station St
Pittsburgh, PA 15206		(877) 405-3575
Sharon SSA Office2380 Garden Way
Hermitage, PA 16148		(877) 467-1702
Selinsgrove SSA Office150 Susq Vly Mall Dr
Selinsgrove, PA 17870		(866) 593-3796
Fairless Hills SSA Office444 Lincoln Hwy
Fairless Hills, PA 19030		(866) 964-7318
Chambersburg SSA Office50 N Third Street
Chambersburg, PA 17201		(866) 656-5367
State College SSA Office901 University Dr Suite 2
State College, PA 16801		(866) 864-1516
West Chester SSA Office1101 West Chester Pike
West Chester, PA 19382		(888) 306-3216
Indiana SSA Office1265 Wayne Ave
Suite 310 Prof Center
Indiana, PA 15701		(877) 405-7679
Butler SSA Office102 Woody Dr
Butler, PA 16001		(877) 583-4102
Lebanon SSA Office924 Russell Drive
Lebanon, PA 17042		(866) 716-9635
Rostraver SSA Office800 Plaza Dr Suite 320
Rostraver Twp, PA 15012		(866) 931-4826
Upper Darby SSA Office8645 West Chester Pike
Upper Darby, PA 19082		(866) 964-0780
Phila-Nicetown2929 North Broad St
Philadelphia, PA 19132		(877) 319-0727
Mt Lebanon SSA Office650 Washington Rd Ste 120
Pittsburgh, PA 15228		(888) 717-1525
Carlisle SSA Office200 S Spring Garden St
Carlisle, PA 17013		(866) 635-0507
Lewistown SSA Office208 West 3rd Street
Lewistown, PA 17044		(888) 306-4336
East Stroudsburg SSA Office9090 Franklin Hill Rd Ste 101
East Stroudsburg, PA 18301		(888) 835-6169
Bethlehem SSA Office555 Main St
Bethlehem, PA 18018		(866) 783-7458
Monroeville SSA Office400 Oxford Drive Suite 210
Monroeville, PA 15146		(888) 527-9339
Pottstown SSA Office80 Robinson St
Pottstown, PA 19464		(866) 964-7415
Towanda SSA Office1 Elizabeth Street Suite 1
Towanda, PA 18848		(888) 841-6546
Kittanning SSA Office159 Butler Rd
Highland Bus. Ctr Ste 1
Kittanning, PA 16201		(877) 255-1372

Pennsylvania Hearing and Appeal Offices

Pennsylvania is in Region 3 (Philadelphia), which services Delaware, Maryland, Pennsylvania, Virginia, West Virginia, and District of Columbia.

Region 3 – SSA Office of Hearing Operations in Pennsylvania
SSA Hearing Office – Philadelphia300 Spring Garden Street
4th Floor
Philadelphia, PA 19123		(215) 597-9980
SSA Hearing Office – Elkins Park8380 Old York Road
Suite 250
Elkins Park, PA 19027		(866) 964-7369
SSA Hearing Office – Harrisburg2 North 2nd Street
8th Floor
Harrisburg, PA 17101		(888) 352-3691
SSA Hearing Office – Johnstown334 Washington Street
Suite 200
Johnstown, PA 15901-9954		(866) 331-7134
SSA Hearing Office – Philadelphia1601 Market Street
21st Floor
Philadelphia, PA 19103		(866) 964-6288
SSA Hearing Office – Philadelphia833 Chestnut Street
Suite 502
Philadelphia, PA 19107		(866) 572-9721
SSA Hearing Office – Pittsburgh1000 Liberty Avenue
Suite 2308
Pittsburgh, PA 15222		(866) 331-2291
SSA Hearing Office – Mars300 Seven Fields Boulevard
One Adams Place, Suite 200
Mars, PA 16046		(855) 278-4199

Pennsylvania Disability Insurance Benefits

Social Security Disability Insurance (SSDI) is available to disabled adults who can no longer work due to a medical condition. The benefit can also be paid to a widow or adult child of the worker. To submit a disability claim, individuals must submit a Form SSA-16 through the online system or at their local Social Security field office. If the claim is denied, the applicant has the right to appeal and request a social security disability hearing.

For disabled workers who can work but at a reduced capacity, the Supplemental Security Income (SSI) program can provide financial assistance to help meet basic needs. Pennsylvania gives an additional benefit amount on top of the benefit amount awarded by the federal government. Applicants should visit their local Social Security office for more information.

In addition to these two programs, qualified Pennsylvania residents may be eligible for Medical Assistance or Unemployment Compensation to help them during a financial crisis. Contact your local County Assistance Office for guidance on available programs.

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Massachusetts Disability Benefits

Disabled Massachusetts residents have several options for seeking Social Security benefits and financial assistance.

Written by Benefits.com Advisors

Updated September 30, 2023

Disabled Massachusetts residents have several options for seeking Social Security benefits and financial assistance. The Massachusetts Rehabilitation Commission (MRC) is a state agency that works under the federal Social Security Administration (SSA) to implement Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI).

Working under the Massachusetts Commission, the Disability Determination Services (DDS) evaluates all applications to determine what disability services are awarded.

Massachusetts also offers disability benefits at the state level with programs such as MassHealth (Medicaid), CHIP, and unemployment services. These services can cover children, students, adults, and seniors with and without disabilities.

Facts About Massachusetts

About one in four Massachusetts residents have some sort of disability, but only a fraction of those are receiving SSDI benefits or other state-run assistance or compensation services.

Currently, approximately 4.5% of people with a physical or developmental disability receive disability payments from the SSA. The majority of Massachusetts’ disabled population suffers from cognitive disabilities such as autism or a brain injury, followed closely by those with mobility issues.

The state currently spends around 37% of its healthcare resources on those with disabilities. Find out today if you can qualify for these programs to take advantage of these essential human services.

How To Qualify for SSDI in Massachusetts

Criteria for qualifying Social Security Disability is the same across the country since SSDI is a federally funded program. However, the disability determination is made at the state level. Roughly half of all first-time applications will be denied. There is a process for appealing this decision, but you can improve your chances by ensuring upfront that you meet all the requirements.

Social Security disability benefits are reserved for workers who have worked long enough (earned enough “credits”) to pay into the Social Security tax system. Your disability must be considered “severe” enough to limit your ability to work for at least 12 months.

A list of conditions can be found here. Your condition must be found on this list to qualify for benefits, and it is strongly recommended you consult this list before applying. It also must be determined that you cannot reasonably switch over to another line of employment.

It should be noted that by law an employer is required to make any reasonable accommodation to help you complete your job since you are protected from disability discrimination in the workplace.

How To Apply for SSDI in Massachusetts

Applications for SSDI in Massachusetts must be made to your local Social Security office. You can do this online, over the phone, or in person. There are 30 local offices in the state that can offer assistance. You can apply online at the federal Social Security website, or call (800) 772-1213 for help over the phone. If you wish to apply in person at a Massachusetts office, find your closest location in this list below and call to schedule an appointment.

As an applicant, you will need to prepare documentation and evidence ahead of time to support your disability claim. These include but are not limited to:

  • Personal information like Social Security number, birth certificate or permanent residence card, vital information for you, your spouse, and a minor child
  • Medical records concerning your disability including contact information for doctors, caseworkers, or clinics. This applies to physical, developmental, and intellectual disabilities
  • Past and current employment information

How To Appeal a Denial in Massachusetts

Unfortunately, many people will be denied benefits with their first application. The appeals process can be long, with many requests for a hearing taking over a year. It’s important to appeal as soon as you receive a denial. The appeals process is broken up into four levels.

Level 1: Reconsideration – Within 60 days you can request that a new SSA representative review your application.

Level 2: Disability Adjudication – Within 60 days of a denial from reconsideration, you can request a formal hearing with an administrative law judge. This can take upwards of a year. At this hearing, you will likely bring additional documentation and witnesses who can attest to the severity of your disability. You may wish to contact a law firm and consult with a Social Security disability lawyer at this stage.

Level 3: Appeal Council – Within another 60-day window, you have the opportunity to request an Appeals Council review previous decisions. At this stage, you will likely need a disability lawyer to represent you.

Level 4: District Court – This is the last option for appeal. At this level, you will request that a federal district court review the Appeals Court decision. There is only one federal district court in Massachusetts, located in Boston.

More Massachusetts Benefits

SSI

Many people who qualify for SSDI will also qualify for SSI benefits. When you apply for SSDI, the SSA will determine concurrently if you are also eligible for SSI. SSI is for disabled adults, blind or disabled children, or those age 65+ with or without disabilities. All applicants must be low income (an individual must be making less than $814 a month in unearned income).

You may also be eligible under the Massachusetts State Supplement Program (SSP) which can add on to SSI payments, or supply payments if your income is too high to receive SSI. Statewide Employment Services (SES) and Project IMPACT are advocacy groups that provide free counseling to those receiving SSI payments. They also ensure those with disabilities have an equal opportunity when getting back into the workforce.

Massachusetts Medicaid

Massachusetts Medicaid (MassHealth) is health insurance available to any person earning less than $17,131 a month. This insurance covers standard doctor and hospital visits, mental health services, pharmacy, and home health among others. Most people who qualify for SSI will qualify for MassHealth.

Massachusetts Unemployment

Those who have lost their job through no fault of their own can apply for Massachusetts unemployment benefits, managed by the Massachusetts Department of Unemployment Assistance. Any employee who has earned enough income during their base period, who is actively looking for new work, and who is willing and able to take on new work is eligible.

What About Short-Term Disability in Massachusetts?

Massachusetts provides various short-term disability programs to support individuals facing temporary disabilities. As a rule of thumb, Massachusetts provides about 3-6 months of partial pay for temporarily-disabled individuals.

Short-Term Disability Programs in Massachusetts

Massachusetts offers several short-term disability programs, including the Massachusetts State Short-Term Disability Insurance (SDI) program and employer-sponsored disability plans. The Massachusetts SDI program provides income replacement for individuals unable to work due to non-work-related injuries, illnesses, or disabilities.

Employer-sponsored plans vary depending on the employer, providing temporary income replacement during a disability. Eligibility requirements, benefit duration, and payment amounts may differ between programs, emphasizing the importance of reviewing specific program details and consulting with employers or insurance providers.

Applying for Short-Term Disability Benefits

To apply for short-term disability benefits in Massachusetts, individuals must complete an application form and provide relevant medical documentation. This includes medical records, diagnosis details, treatment plans, and work restrictions from healthcare professionals. Some programs may require a waiting period before benefits begin. It is recommended to gather all necessary documentation, thoroughly review the application process, and ensure timely submission to expedite the benefits application.

Massachusetts Social Security Offices

SSA Field Office Locations in Massachusetts
Boston SSA Office10 Causeway Street Room 148
Boston, MA 2222		(866) 964-7311
Springfield SSA Office70 Bond Street
Springfield, MA 1104		(866) 964-5061
Cambridge SSA Office10 Fawcett St First Flr
Cambridge, MA 2138		(888) 527-9340
Roxbury SSA Office10 Malcolm X Blvd
Roxbury, MA 2119		(855) 278-4195
Lynn SSA Office140 Union Street
Lynn, MA 1901		(866) 366-7792
Lowell SSA Office151 Warren St Ste 300
Lowell, MA 1852		(877) 746-9850
Worcester SSA Office51 Myrtle St
Madison Place
Worcester, MA 1608		(866) 331-9069
Pittsfield SSA Office78 Center St
Federal Bldg Suite 101
Pittsfield, MA 1201		(866) 446-7111
New Bedford SSA Office53 North 6th Street
Hastings Keith Fed Bld
New Bedford, MA 2740		(866) 964-7413
Brockton SSA Office30 Christy Dr
Brockton, MA 2301		(888) 717-1524
Fitchburg SSA Office881 Main St 1st Floor
Philbin Fed Bldg
Fitchburg, MA 1420		(877) 319-0728
Lawrence SSA Office439 S Union St Suite 106A
Lawrence, MA 1843		(877) 669-3127
Fall River SSA Office400 North Main Street
Fall River, MA 2720		(866) 964-3967
Holyoke SSA Office200 High Street 2nd Floor
Holyoke, MA 1040		(877) 480-4989
Malden SSA Office192 Commercial St
Malden, MA 2148		(866) 596-8598
Salem SSA Office35 Congress St Suite 101
Salem, MA 1970		(866) 248-2394
Quincy SSA Office1515 Hancock St Suite 305
Quincy, MA 2169		(866) 593-4392
Dorchester SSA Office115 Freeport St
Dorchester, MA 2122		(866) 931-2550
Attleboro SSA Office106 Pleasant St
Attleboro, MA 2703		(888) 655-6469
Haverhill SSA Office367 Main St
Haverhill, MA 1830		(866) 964-4324
Waltham SSA Office135 Beaver Street Suite 120
Waltham, MA 2452		(877) 457-1737
Norwood SSA OfficeOne Edgewater Drive Suite 102
Norwood, MA 2062		(866) 563-9533
Framingham SSA OfficeOne Clarks Hill Suite 101
Framingham, MA 1702		(844) 587-1390
Hyannis SSA Office100 Independence Dr Suite 4
Hyannis, MA 2601		(866) 467-0440
Roslindale SSA Office4238 Washington St
Roslindale, MA 2131		(866) 331-9173
Taunton SSA Office104 Dean St
Taunton, MA 2780		(877) 505-4546
Hanover SSA Office198 Columbia Rd Ste 1
Hanover, MA 2339		(877) 444-6898
Falmouth SSA Office48 Research Rd
Technology Park
East Falmouth, MA 2536		(855) 881-0212
North Adams SSA Office96 Marshall Street
North Adams, MA 1247		(877) 319-5709
Gardner SSA Office354 Main St Suite 2
Gardner, MA 1440		(844) 371-8116

Massachusetts Hearing and Appeal Offices

Massachusetts is in Region 1 (Boston), which services Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island, and Vermont.

Region 1 – SSA Office of Hearing Operations in Massachusetts
SSA Hearing Office – Boston10 Causeway Street, Suite 565
Thomas P. O’Neill, Jr. Fed Bldg
Boston, MA 02222		(888) 870-7578
SSA Hearing Office – BostonOne Bowdoin Square 4th Floor
Boston, MA 02114		(
88) 870-7573
SSA Hearing Office – Lawrence439 South Union Street Suite 301
Lawrence, MA 01843		(877) 405-9189
SSA Hearing Office – Springfield1441 Main Street Suite 450
Springfield, MA 01103		(866) 964-5058

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Applying for Disability Benefits in Minnesota

Social Security disability benefits are available for Minnesota residents who are unable to work due to their disability.

Written by Benefits.com Advisors

Updated September 28, 2023

Social Security disability benefits are available for Minnesotans who meet certain requirements. The Social Security Administration (SSA) provides disability benefits to Americans who are unable to work due to their disability. There are two Social Security benefits programs available for residents of Minnesota.

The first Social Security program is the Social Security Disability Insurance (SSDI). SSDI benefits are available for people with disabilities who have paid Social Security taxes. Supplemental Security Income (SSI), on the other hand, is available for low-income Americans who are disabled, pregnant, or over age 65.

 

Facts About Minnesota

There are over 3 million residents in Minnesota. Approximately 3.4% receive monthly checks from the Social Security Administration in the form of disability insurance payments. The SSA and Minnesota’s Disability Determination Services work together to process disability claims and disability payments.

According to the CDC, about 21.7% of the Minnesota adult population live with one disability or the other. 9.5% of the adults in Minnesota have mobility issues, while 9.7% of the adults in the state have problems with cognition. 4.9% of the adults in Minnesota have problems living independently, while another 6.1% have hearing disabilities.

Approximately 3% of Minnesota’s adult population have visual impairment disabilities, and 2.7% of the adult population of Minnesota have self-care disabilities. To take care of these members of the population, the state has different resources, including Disability Hub MN, an online resource for the disabled.

How To Qualify for SSDI in Minnesota

Every employee or self-employed resident of Minnesota who paid into the Social Security trust fund through payroll taxes can benefit from SSDI. Such a person should have paid into the trust fund for five years within the last ten years or have enough work credits to qualify for SSDI.

There are also some medical requirements for Social Security disability benefits, according to federal disability law. A developmental disability, a long-term disability, mental illness, and other limiting medical conditions qualify you for SSDI in Minnesota.

To qualify for SSDI, a person must show proof that their disability will last for at least a year or result in death.

If a disabled employee of an organization can continue to work under reasonable accommodations, the employee might not qualify for SSDI. Also, SSA does not provide short-term disability insurance.

If you have been injured at work, the Minnesota Department of Labor and Industry administers a workers compensation program for people with work-related disabilities. The law mandates every employer to have workers’ compensation insurance or be self-insured to take care of work-related injuries and illnesses of their staff.

How To Apply for SSDI in Minnesota

If you want to make a disability claim in Minnesota, you must send your application to the SSA. You can apply by visiting any of the agency’s field offices, filling an online form, or via phone call.

In Minnesota, SSA is assisted by the Disability Determination Services (DDS), a division of Minnesota’s Department of Employment and Economic Development. Though the SSA provides all funding for the Social Security benefits programs, DDS examines every applicant for disabilities.

How To Appeal a Denial in Minnesota

In Minnesota, only 43.9% of initial SSDI applications get approved. The remaining 56.1% of applicants have to appeal in order to win their claim. If you are not approved, the first step is to request a reconsideration.

At this stage, another DDS employee will review your application. At the reconsideration stage, 11.5% of applicants get approval.

The next stage of the appeals process is the disability hearing. You can contact the Minnesota Office of Hearing Operations (formerly known as Office of Disability Adjudication and Review) to schedule a hearing before an administrative law judge.

The success rate for the hearing stage is high (51%), but not everyone gets approved. You can still proceed to two other stages. You first need to appear before an Appeals Council to state your claim. If that fails, you can then proceed to a U.S District Court.

The OHO will render any assistance if you need some but will not offer legal advice. If you feel you have any legal issues, you should employ the services of a disability attorney. The advocacy of a lawyer can help you avoid getting a rejection in the first stage so you can start receiving your SSDI benefits early.

Note that you won’t receive benefits until five months after the DDS approves your application.

More Minnesota Benefits

Minnesota residents who are unable to acquire their basic needs and pay for medical care can also get SSI, Medicaid, and unemployment benefits.

Apply for SSI in Minnesota

Supplemental Security Income, SSI, is available for low-income earners who are over 65, pregnant, disabled, or taking care of a family member who is disabled. The supplemental income is available for both children and adults.

The SSA pays $794 or $1,191 for qualified individuals living alone and couples, respectively.

In addition, Minnesota gives low-income earners who are disabled or elderly the Minnesota Supplemental Aid (MSA). With MSA, low-income individuals living alone receive $82, and couples receive $111 as supplemental income. People in care facilities also receive $72.

The Department of Welfare and Human Services administers MSA in Minnesota. Provision of housing, food, medical costs also come with MSA.

Minnesota Medicaid

Minnesota Medicaid is formally known in the state as Medical Assistance. Health care insurance is available for low-income earners just like SSI, though not all who qualify for SSI qualify for Medicaid in Minnesota.

After meeting SSI requirements, Medicaid applicants must also meet pre-tax yearly household income. Individuals must earn 17,131 or below yearly. $6,038 is added for every member of a household to arrive at the limit for families.

There is a waiver for people who surpass the limit but have unpaid hospital bills. The spend-down program deducts the person’s unpaid bills from his income to arrive at his MSA. The state also provides emergency funds for those who are eligible to take care of urgent medical expenses.

Minnesota Unemployment

Minnesota unemployment benefits assist Minnesota residents who lost their job through no fault of their own. If you meet the requirements, you can earn half of your previous weekly wages (maximum $762).

The program is only available for people who are unemployed and have worked in Minnesota for up to a year. The work duration might be longer for some positions. If you meet all the benefits, you can start receiving weekly cash benefits while actively searching for another job.

How Do Short-Term Benefits in Minnesota Work?

Minnesota provides both short-term and long-term benefits to eligible individuals. Short-term benefits (AKA temporary assistance) are designed to offer immediate support during a crisis or transition. In contrast, long-term benefits provide ongoing assistance to individuals who face more chronic or enduring challenges.

Short-term benefits in Minnesota typically include programs such as:

1. Minnesota Family Investment Program (MFIP)

This program offers temporary cash assistance and employment services to low-income families with children. Eligible families receive financial support while working towards self-sufficiency through employment and other resources.

2. General Assistance (GA)

GA provides short-term financial assistance to adults without dependent children who cannot work due to a disability or other barriers. It helps individuals meet their basic needs, such as housing, food, and clothing, during difficult time.

3. Emergency Assistance (EA)

EA offers immediate aid to families facing an emergency that jeopardizes their health. This may include assistance with housing, utilities, or other critical needs.

These short-term benefits temporarily relieve individuals or families during challenging circumstances. To apply for short-term benefits, individuals typically need to provide documents such as proof of income, identification, and information about their household composition.

While short-term benefits offer immediate support during crises or transitions, long-term benefits provide ongoing aid to individuals with chronic challenges or disabilities. It’s essential to follow the specific application procedures for each program and provide the necessary documents to support your eligibility. Consulting with professionals, such as disability attorneys, social workers, or application advisors, can help you navigate the process and increase your chances of receiving the necessary benefits.

Minnesota Social Security Offices

SSA Field Office Locations in Minnesota
Minneapolis SSA Office1811 Chicago Ave Suite 1
Minneapolis, MN 55404		(855) 257-0982
Duluth SSA Office130 W Superior St
Ste 400/U S Bank Bg
Duluth, MN 55802		(855) 863-3560
St Paul SSA Office332 Minnesota St Ste N650
St Paul, MN 55101		(866) 667-7481
Mankato SSA Office12 Civic Cntr Plaza
Ste 1550 Mankato Pl
Mankato, MN 56001		(877) 457-1734
St Cloud SSA Office3800 Veterans Drive
Suite 100
Saint Cloud, MN 56303		(877) 405-1446
Winona SSA Office53 E Third St
Choate Bldg Ste 307
Winona, MN 55987		(877) 600-2853
Marshall SSA Office507 Jewett Street Suite B
Marshall, MN 56258		(855) 210-0122
Bemidji SSA Office2900 Hannah Ave NW
Bemidji, MN 56601		(866) 258-6345
Hibbing SSA Office1122 E 25th Street
Hibbing, MN 55746		(866) 964-4320
Austin SSA Office404 2Nd Street NW
Austin, MN 55912		(866) 504-5010
Rochester SSA Office2443 Clare Ln NE Suite 100
Rochester, MN 55906		(877) 405-3631
Fairmont SSA Office400 S. State St Suite 70
Fairmont, MN 56031		(877) 405-0414
Brainerd Lakes Area SSA Office8331 Brandon Road
Baxter, MN 56425		(866) 331-9087
Brooklyn Center3280 Northway Drive
Brooklyn Xng Ofc Park
Brooklyn Center, MN 55429		(866) 931-0341
Bloomington6161 American Blvd W Ste 100
Bloomington, MN 55438		(866) 964-7341
Alexandria SSA Office2633 Jefferson St
Suite 701
Alexandria, MN 56308		(888) 224-8869
Fergus Falls SSA Office1023 W Lincoln Ave
Fergus Falls, MN 56537		(877) 402-0827

Minnesota Hearing and Appeal Offices

Minnesota is in Region 5 (Chicago), which services Illinois, Indiana, Michigan, Minnesota, Ohio, and Wisconsin.

The Minneapolis Hearing Office services the Minnesota cities of Austin, Bloomington, Brooklyn Center, Duluth, Edina, Fairmont, Hibbing, Mankato, Minneapolis, Rochester, St. Cloud, St. Paul, and Winona.

Region 5 – SSA Office of Hearing Operations in Minnesota
SSA Hearing Office – Minneapolis250 Marquette Avenue Suite 300
Minneapolis, MN 55401		(877) 512-3856

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How To Apply For Disability In Virginia

Virginia provides a number of disability services for its residents. Assistance can be found at the federal level with SSDI or SSI.

Written by Benefits.com Advisors

Updated September 26, 2023

Virginia provides a number of disability services for its residents. Assistance can be found at the federal level with Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI).

The state also offers Medicaid (a joint state and federal program), unemployment benefits, and academic accommodations to students with disabilities – including assistive technology and testing accommodations under the Virginia Department of Education. This provides assistance to college students who may need disability accommodations while they pursue higher education.

Though SSDI and SSI are federal-funded by the Social Security Administration (SSA), the application process is administered by state agencies. In Virginia, this is done by Disability Determination Services (DDS), a branch of the Virginia Department of Aging and Rehabilitation Services (DARS).

 

Facts About Virginia

Approximately 4% of Virginia’s residents currently receive a Social Security benefit. However, around 24% have some sort of disability with the majority of those being mobility and cognition-related. While not everyone with a disability can qualify for SSDI benefits, the more people know about the application and evaluation process, the better their chances are of receiving funds.

Virginia has 30 Social Security field offices as well as seven Offices of Hearings and Appeals (OHA) to assist its residents with disability services.

How To Qualify for SSDI in Virginia

All Americans, regardless of where they live, must meet the same set of requirements to receive a Social Security disability benefit. In general, there are two main criteria you must meet – your disability must be classified as “severe,” and you must have contributed sufficiently into the Social Security fund through your years of employment.

Most people will need to show at least 10 years of work history, though you can still be working and receive a benefit. However, there are income limits known as your Substantial Gainful Activity (SGA).

These caps are different depending on your disability. Those who are blind can make up to $2,190 in monthly income, and those with developmental disabilities or another physical disability can make up to $1,310. If you are currently working, know that as an employee you are protected from disability discrimination from your employer. A workplace must make any reasonable accommodation to help you complete your duties.

Applicants must also ensure their disability is found on this list compiled by the SSA. These conditions have all been deemed severe enough to limit one’s ability to work for at least 12 months or end in death.

Just because you meet the above criteria doesn’t mean you will automatically qualify. Your application still must be reviewed by DDS, and not everyone who applies will receive a monthly benefit. There are some factors such as receiving workers’ compensation that can affect your eligibility. Regardless, you should always apply even if you think you may be denied.

How To Apply for SSDI in Virginia

You can file a disability claim in one of three ways: online, over the phone, or in person. If you wish to file for Social Security Disability online you’ll do so at the federal Social Security site.

You can also call 800-772-1213 to speak with a representative over the phone. Those wishing to apply in person should contact their closest Social Security field office listed below.

Whichever method you choose, you should take time to gather relevant information beforehand to make the process of applying for a disability benefit smoother.

You will need to provide basic personal information about you and your family including marriage, divorce, and military records as disabled veterans may be entitled to additional benefits from the VA. You will also need to bring medical records along with contact information for doctors and clinics that have treated you regarding your disability. 

How To Appeal a Denial in Virginia

The approval rate for first-time applications in Virginia is 42% which is higher than the national average of 35%. Even so, this means the majority of applicants will have to go through one or more steps of the appeal process if they want to receive benefits. Each step in this process must be completed within 60 days of the previous denial to be considered, and you must go through each step in order.

Step 1: Reconsideration

A reconsideration appeal is when you request a different disability evaluation specialist from DDS review your application to make a new determination. This is usually a quick process and will not require any additional paperwork from the applicant. About 15% of applications are approved at this stage.

Step 2: Disability Hearing

If your first appeal was denied, you can request a disability adjudication with an administrative law judge. This disability hearing will be scheduled at the closest Hearing and Appeals Offices in Virginia and it typically takes around 15 months to get a date.

Most people will be asked to bring additional documentation or provide witnesses like family, friends, or doctors who can speak about the disability. Many will also wish to employ an attorney at this stage. Though it can take a while to meet with a judge, 47% of cases in Virginia are approved at this stage.

Step 3: Appeals Council

If your disability adjudication was unsuccessful, your next step is to ask the Social Security Appeals Council to review your case. They will look at all the previous decisions, determine if an error was made, and rule on whether the decision should be upheld or overturned.

Step 4: Federal Court

Your last option is to file a lawsuit with the district federal court. There are two district federal courts in Virginia, representing the eastern and western districts.

More Virginia Benefits

SSI

Supplemental Security Income (SSI) is another financial assistance program run by the SSA. When you apply for SSDI, your application will be evaluated to see if you also qualify for SSI benefits. These benefits are for individuals with low incomes, are blind or disabled, or are over the age of 65 with or without a disability.

Virginia also has an Auxiliary Grant (AG) program that adds additional payments for those living in assisted living or adult foster care.

Virginia Medicaid

Virginia Medicaid (Cover Virginia) aims to provide health coverage for residents who may go without due to lack of funds. An individual must make less than $17,131 in annual income to qualify. If you receive SSI benefits you will be automatically enrolled in Medicaid.

Virginia Unemployment

The Virginia Employment Commission oversees Virginia Unemployment benefits. These social services are intended to help those who have become unemployed through no fault of their own with financial help. Virginia’s program pays out a maximum of $378 a week for a total of 26 weeks.

Virginia Social Security Offices

SSA Field Office Locations in Virginia
Richmond DTN SSA Office1834 West Cary Street
Richmond, VA 23220		(866) 679-6684
Roanoke SSA Office612 S Jefferson Street
Suite 100
Roanoke, VA 24011		(866) 701-8179
Norfolk SSA Office5850 Lake Herbert Dr
First Floor
Norfolk, VA 23502		(866) 858-6089
Bristol SSA Office2484 Lee Highway
Bristol, VA 24202		(866) 504-5013
Lynchburg SSA Office7618 Timberlake Rd
Lynchburg, VA 24502		(866) 964-6142
Staunton SSA Office1600 N Coalter St
Grnbrier Off Pk Bldg 2
Staunton, VA 24401		(888) 632-6896
Petersburg SSA Office100 Poplar Drive
Petersburg, VA 23805		(877) 803-6322
Danville SSA Office3295 Us Hwy 29
Danville, VA 24540		(866) 331-5398
Newport News SSA Office11706 Jefferson Avenue
Newport News, VA 23606		(866) 331-9169
Alexandria SSA Office6295 Edsall Road
Plaza 500 Suite 190
Alexandria, VA 22312		(888) 472-2402
Winchester SSA Office323 Hope Drive
Winchester, VA 22601		(866) 331-2320
Covington SSA Office1010 S Craig Avenue
Covington, VA 24426		(888) 527-9334
Charlottesville1470 Pantops Mtn Pl
District Office
Charlottesville, VA 22911		(866) 613-3959
Wytheville SSA Office130 Withers Lane
Wytheville, VA 24382		(888) 632-6893
Wise SSA Office253 Ridgeview Road SW
Wise, VA 24293		(877) 405-7843
Richmond East SSA Office245 E. Williamsburg Rd
Sandston, VA 23150		(866) 218-2307
Farmville SSA Office324 Commerce Road
Farmville, VA 23901		(866) 269-4346
Portsmouth SSA Office3305 Airline Blvd
Portsmouth, VA 23701		(866) 593-8851
Suffolk SSA Office502 Hillpoint Blvd
Suffolk, VA 23434		(866) 835-7769
South Boston SSA Office2049 Hamilton Blvd
South Boston, VA 24592		(888) 327-1407
Fairfax SSA Office11212 Waples Mill Rd
Suite 105
Fairfax, VA 22030		(866) 829-3158
Fredericksburg9915 Jeff Davis Hwy
Fredericksburg, VA 22407		(888) 759-3919
Manassas SSA Office9500 Center Street
Manassas, VA 20110		(855) 210-0123
Martinsville SSA Office320 W Commonwealth Blv
Martinsville, VA 24112		(877) 405-9780
ChesterfieldSuite 100
600 Southlake Blvd
North Chesterfield, VA 23236		(877) 773-7231
Culpeper SSA Office1014 S Main St
Culpeper, VA 22701		(877) 531-4694
Virginia Beach2875 Sabre St
Suite 100
Virginia Beach, VA 23452		(888) 377-5237
Accomac SSA Office22581 Center Pkwy
Accawmacke Office Pk
Accomac, VA 23301		(866) 964-1019
Hampton SSA Office1521 Hardy Cash Dr
Ground Floor
Hampton, VA 23666		(866) 592-2669
Harrisonburg SSA Office351 North Mason Street
Harrisonburg, VA 22802		(866) 964-1718

Virginia Hearing and Appeal Offices

Virginia is in Region 3 (Philadelphia), which services Delaware, Maryland, Pennsylvania, Virginia, West Virginia, and District of Columbia.

Region 3 – SSA Office of Hearing Operations in Virginia
SSA Hearing Office – Charlottesville1470 Pantops Mountain Place
2nd Floor
Charlottesville, VA 22911		(866) 613-2969
SSA Hearing Office – Falls Church5107 Leesburg Pike
One Skyline Tower, 12th Floor
Falls Church, VA 22041		(703) 605-7555
SSA Hearing Office – Falls Church5107 Leesburg Pike
One Skyline Tower, Suite 700
Falls Church, VA 22041		(703) 605-8405
SSA Hearing Office – Falls Church5107 Leesburg Pike
Suites 105A, 109A, 1504
Falls Church, VA 22041		(877) 229-3532
SSA Hearing Office – Norfolk5850 Lake Herbert Drive
3rd Floor
Norfolk, VA 23502		(866) 931-9167
SSA Hearing Office – Richmond1100 E. Main Street
Suite 225
Richmond, VA 23219		(877) 405-3665
SSA Hearing Office – Roanoke612 South Jefferson Street
Second Floor, Suite 200
Roanoke, VA 24011		(866) 592-3548

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Maryland Disability Benefits

Social Security Disability in Maryland provides financial assistance to disabled Maryland residents if they are unable to work due to their disability.

Written by Benefits.com Advisors

Updated September 21, 2023

Social Security Disability in Maryland helps disabled Maryland residents obtain the housing, food, and care they need if they are unable to work due to some disability. The maximum benefit amount is $2,148, but SSDI payment amounts vary from recipient to recipient since the amount is calculated using a formula that takes work history into account.

Facts About Maryland

An estimated 21.5% of the adult population in Maryland has some sort of disability that might qualify them for SSDI. These disabilities include functional impairments in terms of mobility, cognition, independent living, hearing, vision, and self care.

Adults with disabilities are significantly more likely to have issues with smoking, high blood pressure, obesity, and staying active. An individual with developmental disabilities might also need a caregiver to assist with life tasks. The average cost for a caregiver or home care provider in Maryland is around $21 per hour. SSDI can also help defray these expenses.

How To Qualify for SSDI in Maryland

The Social Security Administration awards SSDI benefit payments to disabled individuals with a condition that will last at least 12 months or eventually result in death. The disability must prevent you from doing any type of work. The SSA will make a determination based on your medical condition and work history. Generally speaking, you will need at least 40 credits to collect disability benefit payments, 20 of which must have been earned in the past decade.

Earning credits may be easier than you think. If you earned $5,880 in 2021, you’ve worked enough to earn all four work credits for the year. Unlike SSI or Veterans benefits, the exact nature of the disability does not determine the size of the monthly benefit payment, nor can financial resources (such as a retirement account) prevent one from collecting SSDI.

How To Apply for SSDI in Maryland

If you live in Maryland, there are about 20 different SSA field offices where you can walk in and apply for SSDI. Please note that these locations are not always the same as the local Maryland Department of Health and Human Services (MDHS) or state-administered social services buildings where you might apply for food stamps or Maryland Medicaid.

You can also apply for SSDI over the phone by calling 800-772-1213, or online at SSA.gov. If approved, the amount of disability awarded to an individual is based on a formula that takes into account the top 35 years of wage earning, divided by 420 (the number of months in that period) to find the AIME (average indexed monthly earnings). This amount is then multiplied against a percentage based on income brackets to find the PIA – primary insurance amount. This amount is entirely based on work history, not disability. However, you need to provide clear proof of a disability to the SSA in order to collect SSDI.

How to Appeal a Denial in Maryland

Do you disagree with a decision regarding your Social Security Disability application? You can appeal to the SSA by starting with a request for reconsideration. You can submit new evidence regarding your medical history, work history, or financial resources.

If that does not reverse the initial decisions, you can request a hearing in front of an Administrative Law Judge (ALJ). Approximately 44% of the cases heard by an ALJ are successfully appealed.

If you are still unhappy with the decision, the next step is to file a request for a review by the Appeals Council. They will review the merits of your case and return it to an ALJ or decide it themselves. The final level of appeal is to take your case to a federal district court, though this is uncommon. An attorney can help you explore other options like permanent partial disability or permanent total disability provided as part of Maryland workers compensation insurance.

More Maryland Benefits

Supplemental Security Income (SSI) is run by the SSA but is different than SSDI. SSI is another federal program to assist those who are 65 or older, are disabled or blind, or have limited financial resources. SSI is administered based on disability and financial hardship, while SSDI is administered based on disability and work history.

Usually, the SSA will check to see if you qualify for SSI when you apply for SSDI, so you do not need to fill out a separate application. But if you’d like to explore other benefits available to Maryland residents such as SNAP and WIC (food-related benefits), Medicare, rent assistance, and energy assistance, you will need to contact your local branch of the Maryland DHS (Department of Human Services).

For Maryland residents who don’t have health insurance through their workplace and who are not able to purchase their plan out of pocket due to limited financial resources, Maryland Medicaid will provide them with medical insurance. There are several insurance plans to choose from, so it’s important to see which ones your preferred doctor or primary care physician accepts.

For those Maryland Residents who are out of work, Maryland Unemployment Benefits can assist in defraying the cost of living until other employment has been secured. Claimants can apply over the phone by calling 667-207-6520 or by using the online BEACON system.

Maryland Social Security Offices

SSA Field Office Locations in Maryland
Balto NE SSA Office2401 Belair Rd Ste 106
Baltimore, MD 21213		(866) 336-9653
Balto West SSA Office1531 S Edgewood St Suite S
Baltimore, MD 21227		(877) 870-6381
Abingdon SSA OfficeCorporate Center Dr
3435A Box Hill
Abingdon, MD 21009		(877) 701-2142
Cambridge SSA Office828 Airpax Road Suite 500
Cambridge, MD 21613		(888) 347-9277
Elkton SSA Office300 Big Elk Mall
Elkton, MD 21921		(866) 331-2218
Columbia SSA OfficeLakeside Bldg Ste 110
Columbia, MD 21045		(877) 445-0504
Balto Rossville SSA Office6820 Hospital Dr Suite 100
Baltimore, MD 21237		(866) 348-5818
Owings Mills SSA Office5 Park Center Court Suite 100
Owings Mills, MD 21117		(866) 681-1412
Baltimore Wabash SSA Office6100A Wabash Avenue
Baltimore Wabash
Baltimore, MD 21215		(866) 708-3210
Baltimore Dtn SSA Office1010 Park Ave Suite 200
Baltimore, MD 21201		(866) 931-9942
Salisbury SSA Office2414 Northgate Dr Suite 1
Salisbury, MD 21801		(866) 273-5083
Cumberland SSA Office217 Glenn St Suite 100
Cumberland, MD 21502		(866) 964-7409
Hagerstown SSA Office1710 Underpass Way
Suite 100
Hagerstown, MD 21740		(866) 331-7125
Annapolis SSA Office185 Harry S Truman Pkwy Suite 114
Annapolis, MD 21401		(888) 840-0684
Towson SSA Office28 Allegheny Avenue 4th Floor
Towson, MD 21204		(866) 614-4758
Silver Spring SSA Office10230 New Hampshire Ave Ste 304
Silver Spring, MD 20903		(877) 512-3848
Glen Burnie SSA Office337 Hospital Dr Suite 1A
Glen Burnie, MD 21061		(866) 528-9873
Camp Springs SSA Office6110 Allentown Road
Suitland, MD 20746		(877) 512-3849
Frederick SSA Office5340 Spectrum Drive Suite N
Frederick, MD 21703		(866) 331-7089
Charlotte Hall SSA Office30071 Business Ctr Dr
Charlotte Hall, MD 20622		(888) 866-5181
Rockville SSA Office315 N Washington St
Rockville, MD 20850		(866) 838-5341
Westminster SSA Office125 Airport Dr Unit 10
Westminster, MD 21157		(877) 694-5496
Greenbelt SSA Office7401 Forbes Blvd Suite C
Seabrook, MD 20706		(866) 338-4115

Maryland Hearing and Appeal Offices

Maryland is in Region 3 (Philadelphia), which services Delaware, Maryland, Pennsylvania, Virginia, West Virginia, and District of Columbia.

Region 3 – SSA Office of Hearing Operations in Maryland
SSA Hearing Office – Baltimore1010 Park Avenue Room 300
Baltimore, MD 21201-5600		(866) 613-3960
SSA Hearing Office – Baltimore1718 Woodlawn Drive
Woodlawn Office Complex
Baltimore, MD 21207		(410) 965-0134
SSA Hearing Office – Towson849 Fairmount Avenue Suite 450
Towson, MD 21286		(877) 711-5019
SSA Hearing Office – Baltimore1718 Woodlawn Drive Suite 1311
Baltimore, MD 21207		(410) 965-8795

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Indiana Disability Benefits

Disabled Indiana residents who are unable to work can apply for Social Security Disability Insurance and Supplemental Security Income benefits.

Written by Benefits.com Advisors

Updated September 20, 2023

Disabled Indiana residents who are unable to work can apply for Social Security Disability Insurance and Supplemental Security Income benefits. They are both federal programs, though elements of their day-to-day administration are carried out at the state level.

In the state of Indiana, the Division of Disability and Rehabilitative Services oversees the administration of a full range of disability services for Indiana residents with disabilities. This includes vocational rehabilitation services, reasonable accommodation (provided under The Americans With Disabilities Act), and other special education resources. 

The purpose of the SSDI and SSI programs in Indiana is to identify residents with disabilities that prevent them from working or fully participating in educational activities.

The state of Indiana and the U.S. federal government seek two important outcomes when administering these programs: First, they want to accurately identify Indiana residents who qualify as disabled according to the SSA’s strict definition. Second, they seek to connect these individuals with the programs and services that help them lead their most productive lives within Indiana communities.

In pursuit of its mission, the division works closely with 26 local Social Security Administration field offices located throughout the state of Indiana, plus collaborating with the SSA at both regional and national levels.

If you think you may qualify for one or both of these programs – or other benefit programs in Indiana – keep reading for everything you need to know about submitting a successful disability claim.

Facts About Indiana

A wide variety of physical, mental, emotional, and developmental disabilities have a substantial impact on the health and well-being of Indiana residents. Roughly 28% of Indiana residents report having a disability of some kind, which equates to one in four Indiana adults.

Disabilities have far-reaching implications for Indiana residents – Indiana adults who report disabilities are more likely to smoke, be obese and report heart disease or diabetes.

These disabilities cost the state of Indiana upwards of $18.7 billion every year, which represents approximately 36% of the state’s overall health care spending – or nearly $17,000 annually per Indiana adult resident with disabilities.

How To Qualify for SSDI in Indiana

The Social Security Disability Insurance program has two primary eligibility requirements.

First is non-medical eligibility – an individual must have worked for enough years to have paid sufficiently into the Social Security system. This allows the applicant to earn an appropriate level of work credits.

For all applicants who have earned sufficient work credits, medical eligibility is the second step in the evaluation process. To be eligible for SSDI, an applicant must also prove a documented disability that meets the SSA’s extremely strict definition.

The disability must prevent the applicant from engaging in any type of gainful activity. Additionally, the disability must be expected to last at least one year or be terminal.

How To Apply for SSDI in Indiana

You can apply for Social Security disability benefits in Indiana through any of the following three ways:

First, you can apply online. When you begin this process, you will be assigned an application number. Keep it in a safe place because you’ll need it at various points throughout the application process. If you lose track of this number, it cannot be reissued and you will have to restart the online application process.

You may also apply in person at any one of 25 SSA field offices across Indiana. It’s also a good idea to call your closest field office in advance to find out whether it requires you to make an appointment before coming in to apply.

The third option is to apply for SSI or SSDI benefits over the phone by calling 1-800-772-1213. Representatives are available to assist you from Monday to Friday, from 8 a.m. to 7 p.m. You are welcome to handle your application yourself, while some claimants choose to work with a disability lawyer to put together their initial disability claim.

If your case if pending, you can call the Indiana Disability Determination Bureau toll free at 800-622-4968 where you can ask for the Examiner that has been assigned to your claim. Their name and phone number will be on the last page of the documents provided to you by the Disability Determination services.  

How To Appeal a Denial in Indiana

Your initial claim for Social Security benefits may be denied. Roughly 68% of disability claims in Indiana are denied upon initial submission.

If your disability claim is denied, you still have two more stages of review: the reconsideration stage and the hearing stage. Upon denial, some applicants may choose to engage a qualified disability attorney to guide them through the remaining stages of the review process.

Upon reconsideration, your claim will be reviewed by a representative who was not involved with the initial evaluation of your claim for disability benefits. You also have the opportunity to share new information or medical evidence to support your claim.

If your case is denied again, you may request a disability hearing with an administrative law judge, who will evaluate whether your disability adjudication was handled appropriately. In Indiana, just over half of the cases that go to a disability hearing are approved.

More Indiana Benefits

In addition to Social Security Disability Insurance benefits, Indiana offers a range of programs to help support financial stability for the state’s most vulnerable residents. Below is just a sample.

SSI

Supplemental Security Income benefits in Indiana provide financial assistance to low-income Indiana residents who are either over age 65 or are disabled. In Indiana, the amount of SSI benefits for an eligible single person is $771 per month, and the amount for eligible couples is $1,157 per month.

Indiana Medicaid

Medicaid in Indiana makes it possible for Indiana residents with low income to access an appropriate level of medical benefits. While the federal government establishes general guidelines for the administration of Medicaid benefits, each state has the latitude to define some eligibility criteria and services covered.

In general, applicants must fulfill the following criteria to be considered eligible for Indiana Medicaid:

  • Resident of the state of Indiana
  • U.S. citizen or legally authorized non-citizen
  • Low or very low income, as compared to the federal poverty level

Most non-disabled adults in Indiana are covered under the Healthy Indiana Plan.

Indiana Unemployment

Unemployment insurance benefits in Indiana provide vital financial security for Indiana residents who have lost their employment through no fault of their own.

To be eligible for Indiana unemployment benefits, a worker must be able to show that they are actively looking for work and that they are able, physically and mentally, and available to work when suitable employment is offered. This includes ensuring that all transportation accommodations and child care needs are addressed.

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Iowa Disability Benefits

If you live in Iowa and have a disability, there are several state and federal programs that can provide financial assistance.

Written by Benefits.com Advisors

Updated September 19, 2023

If you live in Iowa and have a disability, there are several state and federal programs that can provide financial assistance. At the state level, Iowa residents can receive vocational rehabilitation services, unemployment benefits, Medicaid, long-term disability for state employees, as well as help from Iowa’s Aging and Disability Resource Center (ADRC). 

The state also passed the Rehabilitation Act in 1973 protecting the civil rights of minors, prohibiting schools from discriminating against any student with a disability.

There are also disability services at the federal level such as Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). These Social Security disability benefits are funded at the national level but processed at the state level through Iowa Disability Determination Services (DDS). DDS processes all SSA disability claims and determines what benefit is awarded.

Facts About Iowa

Approximately 23% of Iowans have some kind of disability. The largest representation of these comes from those with a mobility-related disability (10%) like cerebral palsy or conditions that would require a wheelchair, a cognitive impairment (10%) like dementia or Alzheimer’s, or a hearing-related disability (7%).

Only 4% of residents currently receive Social Security disability benefits, so a substantial number of Iowans go without aid.

How To Qualify for SSDI in Iowa

Social Security Disability is available to all eligible Americans, and requirements are the same from state to state.

There are two main requirements you must meet. The first is that your disability must be considered “severe” and must be listed in the SSA Blue Book. This is a comprehensive list of disabilities that can receive federal monetary aid. If your disability is not listed here, you will not qualify.

Your disabling condition must limit your ability to work for at least 12 months to qualify. It may help to consult the list of severe conditions and check your status with the SSA before applying. Roughly 70% of first-time applicants are denied for not meeting basic requirements.

The second requirement is that you must have been employed long enough to fully pay into the Social Security system. You need at least 10 years of work history, though this requirement can be waived based on your age and the severity of your disability.

Many people who are disabled are still able to work in some capacity. If this is your case, know that there are disability rights Iowa has passed to protect against disability discrimination. By law, employers must make reasonable accommodations for disabled workers.

How To Apply for SSDI in Iowa

The SSA handles applications for SSDI benefits. Your application will then be sent to the Iowa DDS, which determines whether you meet the federal criteria.

There are three ways to apply – in person, online, or over the phone. The quickest way to apply is online at the federal Social Security website. Apply by phone by calling (800) 772-1213 to speak with a representative. You may also choose to apply in person at one of Iowa’s 16 Social Security field offices. Contact information for these offices can be found below.

Before submitting a disability claim, prepare the proper documentation that supports your medical condition and verifies your work history. Documents may include:

  • Personal information about you, your spouse, and any minor children or adult children with disabilities you care for. They may also ask for social security numbers, birth certificates, or marriage or divorce documents.
  • Medical records from doctors, clinics, or services you’ve received that pertain to your disability, be it physical, mental, or developmental disabilities
  • Past and current employment information

How To Appeal a Denial in Iowa

Since 70% of initial applications are denied, you should be prepared to begin the appeals process immediately after receiving your determination. There are four levels of appeals, and each must be submitted within 60 days of the preceding denial.

You must go through each stage before moving on to the next.

  1. Reconsideration – The first level of appeals is called reconsideration. You will not need to provide any new information at this stage. A new DDS representative will review your claim to see if any errors were made. In Iowa, around 80% of reconsideration appeals are denied.
  2. Disability Adjudication – If your reconsideration was denied, you will likely have more luck with your disability hearing. You will need to bring additional documentation or witnesses who can support your case. The hearing will take place at the Iowa Hearing and Appeal Office in West Des Moines.
  3. Appeals Council – In the next level of appeal, you can request to have an Appeals Council review the previous two decisions. At this point, many claimants choose to contact a Social Security disability lawyer if they haven’t already.
  4. District Court – The highest and last level of appeals happens when a federal district court reviews the Appeals Court decision. There are two federal district courts in Iowa, one for Northern districts and one for Southern.

More Iowa Benefits

SSI

Like SSDI, SSI is a Social Security assistance program. Supplemental Security Income benefits can be awarded to eligible low-income Iowa residents who are either disabled, blind, or over age 65.

The current monthly SSI payout is $794. You will be notified by the SSA if you qualify for SSI when they review your SSDI application.

Iowa Medicaid

Iowa Medicaid is a health insurance program for any individual earning less than $17,131 a year. This is a joint federal and state program run by the Iowa Department of Human Services. Most people who qualify for SSI will also qualify for Medicaid as the income requirements are very similar. Most Medicaid recipients will be covered under the IA Health Link managed care program.

Iowa Unemployment

Iowa unemployment benefits are intended for an employee who has found themselves out of work through no fault of their own and needs temporary financial assistance. The best way to apply is online through Iowa Workforce Development. Those who qualify can receive a weekly cash benefit of up to $493 for a limited time.

Iowa Social Security Offices

SSA Field Office Locations in Iowa
Des Moines SSA Office455 SW 5th St Ste F
Riverpoint Complex
Des Moines, IA 50309		(866) 964-7583
Davenport SSA Office4319 N Brady Street
Davenport, IA 52806		(855) 420-8556
Sioux City SSA Office3555 Southern Hills Dr
Sioux City, IA 51106		(866) 338-2859
Waterloo SSA Office3121 Greyhound Dr
Waterloo, IA 50701		(888) 456-9554
Ottumwa SSA Office2429 Northgate St Suite A
Ottumwa, IA 52501		(866) 964-7394
Dubuque SSA Office1635 Associates Dr Suite 101
Dubuque, IA 52002		(877) 405-3650
Cedar Rapids SSA Office3165 Williams Blvd SW Ste 100
Cedar Rapids, IA 52404		(866) 495-0088
Fort Dodge SSA Office2315 2nd Ave North
Fort Dodge, IA 50501		(866) 839-6193
Mason City SSA Office625 Village Grn Dr SW
Mason City, IA 50401		(866) 365-6708
Burlington SSA Office3920 Division St
Burlington, IA 52601		(866) 338-4183
Creston SSA Office906 E Taylor St
Creston, IA 50801		(866) 613-2827
Carroll SSA Office818 Bella Vista Dr
Carroll, IA 51401		(866) 572-8381
Spencer SSA Office1610 12th Ave SW
Spencer, IA 51301		(866) 273-6050
Coralville SSA Office1100 6th Street Suite 100
Coralville, IA 52241		(866) 964-2039
Marshalltown SSA Office2502 South 2nd Street
Marshalltown, IA 50158		(877) 819-2595
Ames SSA Office2615 University Blvd
Ames, IA 50010		(866) 899-1928

Iowa Hearing and Appeal Offices

Iowa is in Region 7 (Kansas City), which services Iowa, Nebraska, Kansas, and Missouri. 

The West Des Moines Hearing Office services the cities of Ames, Burlington, Carroll, Cedar Rapids, Clinton, Creston, Decorah, Des Moines,
Dubuque, Fort Dodge, Iowa City, Marshalltown, Mason City, Ottumwa, and Waterloo.

Region 7 – SSA Office of Hearing Operations in Iowa
SSA Hearing Office – West Des Moines1501 50th Street
Regency West, Bldg 1, Ste 300
West Des Moines, IA 50266		(877) 628-6577

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Ohio Disability Benefits

Social Security Disability Insurance is available for Ohio residents who qualify based on their past work experience and their disability.

Written by Benefits.com Advisors

Updated September 17, 2023

Social Security Disability Insurance (SSDI) is available for Ohio residents who qualify based on their past work experience and their disability. 

The program is offered by the Social Security Administration (SSA), a federal agency with locations in each state to help state residents apply for and manage their SSD benefits. Each Ohio Social Security office is responsible for determining one’s eligibility for SSDI benefits and dispersing their benefits.

Facts About Ohio

Ohio currently has a slightly higher-than-average percentage of adults with disabilities, when compared to national statistics, at 26.9%. Ohio also has more people with disabilities who are likely to be inactive, have high blood pressure, and be obese than adults with disabilities across the nation.

Fortunately, many disabilities and conditions make adults eligible for disability SSI benefits in Ohio, including back injuries, neurological disorders, developmental disabilities, cancer, immune system conditions, and respiratory illnesses. However, it’s important to get a medical diagnosis for any condition you’d like to note on your Ohio disability application.

How To Qualify for SSDI in Ohio

Ohio residents must meet specific eligibility requirements to get Social Security disability benefits. The Social Security Administration sets these requirements, but Ohio Social Security offices are responsible for reviewing the disability benefit application and determining eligibility for each applicant.

To be eligible, an applicant must be a U.S. citizen, be able to show proof of citizenship with a birth certificate, qualify by income level, and have a medically proven disability. It is important to have detailed medical records, summarizing any medical conditions and disabilities.

Each applicant should have plenty of medical evidence that supports a diagnosis for an SSA-approved disability, which may include:

  • Digestive disorders
  • Speech and hearing disorders
  • Visual impairments or blindness
  • Musculoskeletal disorders
  • Mental health and neurological disorders
  • Cancer
  • Skin conditions
  • Immune disorders

SSDI also requires applicants to have enough work credits earned to qualify for benefits. Work credits come from employment, and they denote whether an individual has worked long enough and for enough hours to begin withdrawing SSDI benefits. Each person can earn up to four credits per year, and you’ll need at least 40 credits to qualify for a Social Security benefit. At least 20 of those credits must be from employment within the past ten years.

How To Apply for SSDI in Ohio

An Ohio resident may apply for Social Security disability benefits through the SSA, either online, by telephone, or at their closest SSA office. There are currently 56 SSA offices throughout Ohio, located in areas like Cleveland, Medina, Akron, Toledo, Columbus, and Marietta.

The application can be lengthy, but it’s important to follow each step thoroughly and provide all required medical records and documents related to your medical condition. Doing so can help you reach a faster disability determination. If you require assistance with your application, you can appoint a representative for legal help. This can be a family member, attorney, or even a medical professional.

Some applications may be fast-tracked, depending on your disability. Ohio’s military veterans may also have their claims expedited as well as adding VA benefits to their Social Security disability benefit monthly payment.

After applying for SSDI benefits in Ohio, applicants can check the status of their application on the SSA website. However, keep in mind that the SSA requires a five-month waiting time until benefits begin getting paid out, even if you are approved. The waiting period begins the first month after the SSA determines you first became disabled.

How To Appeal a Denial in Ohio

There are multiple stages of approving and denying disability claims in Ohio. Ohio citizens may appeal their SSDA denial at any stage, but the appeals process will be slightly different depending on the stage.

Either you or a disability lawyer can file an appeal for you. A Social Security disability lawyer can provide legal help to navigate the process, which can sometimes be confusing and overwhelming. If appealing yourself, you may file your appeal online or by mailing the information to the address listed on your paperwork, which will likely be your closest Ohio Social Security office. You can find the addresses for local offices below.

Appeals begin with a reconsideration review by an administrative law judge, followed by the Appeals Council and a federal court review as the appeal continues through the process.

More Ohio Benefits

Social Security Disability Insurance isn’t the only form of assistance Ohio offers to citizens. Here are a few more common programs to consider applying for, depending on your situation:

Supplemental Security Income

Supplemental Security Income (SSI) often gets confused with SSDI, but they’re different programs offered by the SSA. Ohio SSI is for low-income children or adults with a disability that affects their ability to work or carry out important daily living tasks. Individuals 65 or older may also qualify for SSI if they don’t have a disability.

You can apply for SSI through your local office, by mail, or online, but you’ll need a different application than the one for SSDI to do so. Ohio SSA offices check an applicant’s eligibility for both programs when they apply for one, which makes it easier to ensure you’re getting the proper benefits.

Ohio Medicaid

Ohio Medicaid offers health coverage to eligible low-income residents. A person receiving Medicaid must be blind, have a disability, or be caring for someone with a disability, be responsible for a minor child, or be age 65 or older. Some groups, like children and pregnant women, are eligible for coverage in higher income brackets than others to better meet their healthcare needs.

Although not all medical services are covered, many are, including therapy for mental illness, short-term disability treatments, medical equipment, and speech-language pathology. However, some Ohio Medicaid services may require members to pay small co-pays.

Ohio Unemployment

Ohio unemployment benefits assist the state’s workers who have been laid off from or lost a job through no fault of their own. The program comes from the Ohio Department of Job and Family Services and pays financial assistance for up to 26 weeks while the recipient looks for a new job.

To qualify for Ohio unemployment, an individual must have worked at least 20 weeks for a covered employer and be either completely or partially unemployed. Individuals must also have earned at least $243 within the required base period, or at least four of the five previous quarters.

Ohio Social Security Offices

SSA Field Office Locations in Ohio
Toledo-West SSA Office4906 Monroe St Suite AToledo, OH 43623(877) 274-5429
Painesville SSA Office55 W Jackson StPainesville, OH 44077(877) 692-3143
Cincinnati-D/T550 Main St Room 2-960Cincinnati, OH 45202(866) 593-1519
Cleveland Dt SSA Office1240 E 9th StRm 793 AJC Fed BldgCleveland, OH 44199(877) 378-9078
Columbus SSA Office-Dt200 North High St Room 225Columbus, OH 43215(866) 964-1723
Akron SSA Office2 S Main St 2nd FloorAkron, OH 44308(877) 600-2858
Lorain SSA Office221 W 5th StLorain, OH 44052(866) 530-7818
Ashtabula SSA Office4815 State RdAshtabula, OH 44004(877) 223-6059
Mansfield SSA Office1287 South Trimble RdMansfield, OH 44907(888) 491-1882
Lima SSA Office401 West North StFederal Bldg, Ste 101Lima, OH 45801(800) 223-0288
Toledo SSA Office Dt433 N Summit St Suite 1000Toledo, OH 43604(866) 331-2196
Zanesville SSA Office3823 James CourtZanesville, OH 43701(855) 884-3408
Youngstown SSA Office354 E Federal StYoungstown, OH 44503(877) 714-0393
Springfield SSA Office1610 N Limestone StSpringfield, OH 45503(877) 405-1451
Hamilton SSA Office6553 Winford AvenueHamilton, OH 45011(888) 862-3585
Canton SSA Office301 McKinley Ave SW Suite 100Canton, OH 44702(877) 255-1509
Portsmouth SSA Office921 Fourth StreetPortsmouth, OH 45662(866) 613-3961
Dayton SSA Office200 W 2nd StreetFederal BldgDayton, OH 45402(888) 329-5724
Warren SSA Office258 E Market Street 1st FloorWarren, OH 44481(866) 964-7339
Marion SSA Office1363 Wellness DrMarion, OH 43302(888) 475-0296
Athens SSA Office743A East State StreetAthens, OH 45701(877) 840-7683
Cleveland East SSA Office3591 Park East DrBeachwood, OH 44122(877) 402-0823
Cleveland West SSA Office17513 Detroit AveLakewood, OH 44107(866) 964-4389
Steubenville SSA Office100 Mall Drive Unit E5Steubenville, OH 43952(866) 253-6889
Sandusky SSA Office252 Wayne StreetSandusky, OH 44870(866) 588-7397
Chillicothe SSA Office44 Stoneridge DriveChillicothe, OH 45601(877) 452-6971
Cincinnati North10205 Reading RdCincinnati, OH 45241(877) 833-2704
Defiance SSA Office273 Stadium DrDefiance, OH 43512(877) 600-2860
Findlay SSA Office1720 E Melrose AveFindlay, OH 45840(877) 628-6548
Marietta SSA Office1301 Greene StreetMarietta, OH 45750(855) 433-5872
Newark SSA Office125 Derby Downs RdNewark, OH 43055(866) 737-3514
New Philadelphia SSA Office1260 Monroe St NW Suite 1CNew Philadelphia, OH 44663(866) 731-4236
East Liverpool SSA Office120 East Fourth StreetEast Liverpool, OH 43920(855) 269-9178
Piqua SSA Office277 S Looney RdPiqua, OH 45356(866) 931-2520
Lancaster SSA Office252 Venture PlaceLancaster, OH 43130(877) 841-5712
Wooster SSA Office2345 Gateway Dr Ste BWooster, OH 44691(877) 319-0729
Ironton SSA Office611 Vernon StreetIronton, OH 45638(866) 789-1073
Akron-West SSA Office2166 Romig RdAkron, OH 44320(866) 837-5359
Cleveland Ne SSA Office15250 S. Waterloo RdCleveland, OH 44110(866) 592-1802
Cleveland Se SSA Office18711 Miles AveWarrensville Hts, OH 44128(877) 405-0474
Dayton-West SSA Office4375 Hoover AveDayton, OH 45417(877) 895-0038
Cleve Buckeye Shaker11601 Shaker BlvdCleveland, OH 44120(877) 635-3546
Cleveland NW SSA Office7517 Lorain AveCleveland, OH 44102(877) 876-3172
Cleveland SW SSA Office7344 Pearl Rd Suite 101Middleburg Hts, OH 44130(866) 931-9176
Batavia SSA Office1050 Hospital DrBatavia, OH 45103(800) 453-0494
Middletown SSA Office3715 Towne BlvdFranklin, OH 45005(877) 457-1738
Ravenna SSA Office444 Enterprise ParkwayRavenna, OH 44266(855) 863-3562
Xenia SSA Office80 N Progress DrXenia, OH 45385(866) 755-5372
Medina SSA Office4035 N Jefferson StMedina, OH 44256(866) 613-2774
Bowling Green SSA Office745 Innovation DriveBowling Green, OH 43402(866) 931-7674
Cambridge SSA Office1225 Woodlawn Ave Suite 105Cambridge, OH 43725(866) 883-5281
Gallipolis SSA Office2455 State Route 160Gallipolis, OH 45631(888) 397-6343
Fremont SSA Office2220 Enterprise StreetFremont, OH 43420(866) 614-4760
Columbus East SSA Office220 S Hamilton RdColumbus, OH 43213(866) 592-0733
Columbus North SSA Office1051 Worthington WoodsWorthington, OH 43085(866) 789-0957
Columbus West SSA Office1060 Georgesville RoadColumbus, OH 43228(866) 656-0178

Ohio Hearing and Appeal Offices

Ohio is in Region 5 (Chicago), which services Illinois, Indiana, Michigan, Minnesota, Ohio, and Wisconsin. 

Region 5 – SSA Office of Hearing Operations in Ohio
SSA Hearing Office – Akron121 South Main StreetSuite 400Akron, OH 44308-1426(866) 708-3209
SSA Hearing Office – Cincinnati550 Main StreetJohn W. Peck Federal Building, Suite 4-510Cincinnati, OH 45202(877) 405-7672
SSA Hearing Office – Cleveland1660 West Second StreetSkylight Office Tower, Suite 500Cleveland, OH 44113(877) 402-0822
SSA Hearing Office – Columbus401 N. Front StreetSuite 400Columbus, OH 43215(888) 397-6870
SSA Hearing Office – Dayton10 N. Ludlow StreetCourthouse Plaza SW, Suite 300Dayton, OH 45402(888) 450-4590
SSA Hearing Office – ToledoOne Seagate13th FloorToledo, OH 43604(866) 783-7304
SSA Hearing Office – Pittsburgh1000 Liberty AvenueSuite 2308Pittsburgh, PA 15222(866) 331-2291
SSA Hearing Office – Mars300 Seven Fields BoulevardOne Adams Place, Suite 200Mars, PA 16046(855) 278-4199

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