* This site is privately owned and is not affiliated or endorsed by the Social Security Administration or any other government agency.

Montgomery GI Bill


The Montgomery GI Bill (MGIB) is a U.S. government education program designed to provide financial assistance to eligible veterans, active-duty military members, and reservists. It offers financial support for college education, technical or vocational courses, and flight training programs, among other educational pursuits. The program helps participants cover costs associated with tuition, fees, books, and other related expenses.

Key Takeaways

  1. The Montgomery GI Bill is an educational benefits program designed to assist eligible U.S. military veterans in pursuing higher education or vocational training.
  2. It offers two main programs – the Montgomery GI Bill Active Duty (MGIB-AD) for active service members and the Montgomery GI Bill Selected Reserve (MGIB-SR) for reservists.
  3. Benefits provided by these programs include monthly financial assistance for tuition, books, and other education-related expenses, which may be used for various types of education, such as college degrees, technical or vocational courses, and licensing and certification tests.


The Montgomery GI Bill is an important term within the sphere of VA benefits because it represents a crucial educational assistance program aimed at supporting eligible U.S.

military veterans, helping them finance their pursuit of higher education and vocational training.

Established in 1984, the Montgomery GI Bill has proven to be a valuable resource for thousands of veterans by providing financial aid in the form of a monthly stipend for tuition fees, books, and other education-related expenses.

Consequently, this program significantly contributes to easing the transition of veterans from military life to civilian careers, bolstering their long-term economic stability and professional development.


The Montgomery GI Bill is a program specifically designed to provide financial assistance to eligible United States veterans and military service members in their pursuit of higher education, vocational training, and other various skill development courses. Established in 1984, the purpose of this program is to ease the transition from active military service to civilian life and accelerate veterans’ personal and professional growth.

By offering support for education, the Montgomery GI Bill aims to elevate the career prospects and quality of life for those who have served their country. This indispensable opportunity enables veterans to improve their skill sets, find gainful employment in the workforce, and contribute to the development of American society.

The Montgomery GI Bill is utilized through two distinct programs: the Montgomery GI Bill Active Duty (MGIB-AD) and the Montgomery GI Bill Selected Reserve (MGIB-SR). These programs cater to different service members, with the MGIB-AD providing assistance for those transitioning from active duty, while the MGIB-SR serves reserve members in the Army, Navy, Air Force, Marine Corps, Coast Guard, Army National Guard, and Air National Guard. Through these programs, eligible individuals have access to a wide range of educational paths, including four-year degree programs, vocational training, certifications, and even on-the-job training apprenticeships.

Ultimately, the Montgomery GI Bill empowers individuals to succeed in a dynamic and competitive post-military landscape, which profoundly contributes to their well-being and the continued growth of the United States economy.

Examples of Montgomery GI Bill

The Montgomery GI Bill (MGIB) is a program that provides financial support to eligible veterans and active-duty service members who wish to pursue a degree or vocational training after completing their service. Here are three real-world examples illustrating the impact of the MGIB:

A veteran using the Montgomery GI Bill to attend college:John, a former Marine, completed his four-year service and decides to attend college to pursue a degree in engineering. He applies for the Montgomery GI Bill, and the benefit allows him to offset the cost of tuition, fees, books, and living expenses as he works towards his degree. The MGIB enables John to transition smoothly from military service to the civilian workforce, ultimately leading him to a successful career in engineering.

A National Guard member using the Montgomery GI Bill to attend vocational training:Samantha, a member of the National Guard, decides to utilize her education benefits and pursue vocational training in computer networking. She completes her service and enrolls in an 18-month training program that qualifies under the Montgomery GI Bill. The program provides financial assistance to Samantha, covering the cost of tuition and materials, making it feasible for her to complete the program without incurring additional student loan debt.

An active-duty member using the Montgomery GI Bill to take college courses while still serving:David, currently serving in the Army, wants to take college courses during his off-duty hours. Thanks to the Montgomery GI Bill, he can receive financial assistance to enroll in classes that will count towards a bachelor’s degree. This benefit allows David not only to expand his knowledge but also increase the possibility of entering a good civilian job after completing his military service.

Montgomery GI Bill FAQ

1. What is the Montgomery GI Bill?

The Montgomery GI Bill (MGIB) is an educational assistance program designed for U.S. military veterans. It provides financial support to help cover the costs of education, such as tuition, housing, and books. There are two main programs: the Montgomery GI Bill Active Duty (MGIB-AD) and Montgomery GI Bill Selected Reserve (MGIB-SR).

2. Who is eligible for the Montgomery GI Bill?

Eligibility for the Montgomery GI Bill is determined by various factors, including the length and type of military service, the individual’s status as active duty or a reservist, and the amount of contributions made towards the program. To be eligible, you must have served a minimum period, completed specific training, and received an honorable discharge if separated from service.

3. How do I apply for the Montgomery GI Bill benefits?

To apply for Montgomery GI Bill benefits, Veterans and service members can submit an application through the Department of Veterans Affairs website (VA.gov) or apply by mail using VA Form 22-1990 (for MGIB-AD) or VA Form 22-1990E (for MGIB-SR). Once approved, the VA will issue a Certificate of Eligibility to confirm eligibility.

4. How much money can I receive through the Montgomery GI Bill?

The amount of financial assistance provided by the Montgomery GI Bill depends on your eligibility category, length of service, and individual contributions. The current monthly payment rates for full-time students can be found on the VA website. Additionally, rates may adjust annually based on the Consumer Price Index.

5. Can I use Montgomery GI Bill benefits while on active duty?

Yes, active-duty service members can use their Montgomery GI Bill benefits while still serving. However, they may face some limitations, such as the inability to receive the full monthly housing allowance. It is essential to plan carefully and consult with your Educational Services Officer (ESO) before deciding to use your benefits while on active duty.

Related VA Benefit Terms

  • Educational Assistance
  • Post-Vietnam Era Veterans Program
  • Veterans Employment Opportunities Act
  • GI Bill Comparison Tool
  • Yellow Ribbon Program

Sources for More Information