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Education Debt Reduction Program (EDRP)


The Education Debt Reduction Program (EDRP) is a VA benefits program designed to assist healthcare professionals in reducing their student loan debt. The program offers loan reimbursement for employees in certain VA positions who have incurred significant education-related expenses. Through EDRP, eligible healthcare professionals can receive up to $200,000 in reimbursements over a five-year period.

Key Takeaways

  1. The Education Debt Reduction Program (EDRP) is a financial incentive program designed to help healthcare professionals participating in the VA system to repay their student loans.
  2. EDRP can provide up to $200,000 in loan repayment assistance, with annual payments made over a five-year period, based on the participant’s eligible debt and available funding from the VA.
  3. In order to be eligible for EDRP, applicants must be newly appointed healthcare professionals in certain occupations with the Veterans Health Administration (VHA), they must have eligible student loans, and they must adhere to the service commitment requirements specific to each occupation.


The Education Debt Reduction Program (EDRP) is an important VA benefits term because it provides comprehensive financial support to healthcare professionals seeking employment with the Department of Veterans Affairs (VA). By offering reimbursement of educational loans, this program seeks to attract, recruit, and retain top healthcare professionals who can provide high-quality care for veterans.

As a result, the EDRP raises the overall standard of care provided to veterans while easing the burden of educational debt for professionals dedicated to serving them.

This ensures that the VA continually maintains a competitive and knowledgeable workforce, which significantly contributes to the organization’s reputation and long-term success.


The Education Debt Reduction Program (EDRP) is a vital initiative designed to provide financial relief and support to individuals who have acquired significant student loan debt while pursuing higher education, particularly within the healthcare field. The primary purpose of the EDRP is to attract and retain highly qualified healthcare professionals within the Veterans Affairs (VA) healthcare system.

By providing them with substantial education loan reimbursement, the VA ensures that skills essential to providing high-quality care to veterans are readily accessible within the organization. The EDRP works as an enticing incentive for eligible professionals by reimbursing a considerable portion of their outstanding qualifying educational loans.

Candidates must be working in a position that the VA deems as a critical need for the organization and agree to serve within the VA for a specific period. As they fulfill their commitment, the participants receive reimbursement payments that significantly relieve the burdens associated with student loan debt.

Through this reduction in education-related financial stresses, the EDRP can foster a more focused and dedicated workforce, which ultimately contributes to delivering exceptional care and support to our nation’s veterans.

Examples of Education Debt Reduction Program (EDRP)

The Education Debt Reduction Program (EDRP) is a program offered by the Department of Veterans Affairs (VA) to help employees repay their education debt in return for a service commitment to the VA. Here are three real-world examples of how the EDRP has benefited individuals working in the VA:

Healthcare Professionals: A registered nurse (RN) who recently graduated with significant student loan debt is hired by the VA. To help alleviate her financial burden, she enrolls in the EDRP. Through this program, the VA pays a portion of her student loans over a specified period, provided she continues working at the VA for the agreed-upon commitment period. This financial assistance helps the RN to focus on providing quality care to veterans without the added stress of loan repayment.

Mental Health Specialists: A psychologist with outstanding student loans from his doctoral program joins the VA to provide mental health services to veterans. He learns about the EDRP and applies to the program. In exchange for his service commitment to the VA, the EDRP covers a portion of his student loan debt, enabling him to better focus on supporting veterans’ mental health needs.

Research Scientists: A research scientist with a Ph.D. in Biomedical Sciences has accumulated a significant amount of student loan debt. She is hired by the VA to work on groundbreaking research and is eligible for the EDRP. The VA helps her repay a portion of her student loans, allowing her to concentrate on her research to help advance healthcare for veterans.These examples illustrate how the EDRP can benefit various professionals committed to working within the VA system. By assisting with loan repayment, the EDRP helps attract and retain talented professionals who provide critical services to veterans.

Education Debt Reduction Program (EDRP) FAQ

What is the Education Debt Reduction Program (EDRP)?

The Education Debt Reduction Program (EDRP) is a program designed to assist eligible VA employees with the reduction of their student loan debt. This program provides financial assistance in the form of reimbursement payments to qualified VA employees, to help them pay off a portion of their outstanding student loans.

Who is eligible for the EDRP program?

Eligibility for the EDRP program depends on various factors, including the applicant’s occupation, availability of funds, and the specific VA facility in which they are employed. Generally, the applicant must be a U.S. citizen, a permanent resident, or an eligible non-citizen. The applicant must also be a full-time, part-time, or intermittent employee of the VA.

How do I apply for the EDRP program?

To apply for the EDRP program, first, contact your local VA Human Resources office to confirm your eligibility and inquire about the application process. If you are eligible, you will need to complete and submit the necessary application forms, provide documentation of your outstanding student loans, and meet any additional requirements set by your VA facility.

How much financial assistance can I receive through the EDRP program?

The amount of financial assistance you can receive through the EDRP program varies depending on your eligibility, the availability of funds, and the specific VA facility in which you are employed. The maximum amount that an eligible employee can receive in a five-year period is $200,000. The exact details of the funding awarded will be determined by your local VA facility and outlined in your Individual Development Plan (IDP).

Can I participate in the EDRP program if I am already receiving other forms of educational assistance?

Yes, you may still be eligible to participate in the EDRP program if you are receiving other forms of educational assistance, such as the GI Bill or Tuition Assistance. However, it’s essential to understand that the total amount of financial assistance you receive through the EDRP program may be affected by the other educational benefits you receive.

How are EDRP payments dispersed, and do they count as taxable income?

EDRP payments are generally dispersed to the employee on a reimbursement basis. You will need to submit documentation of your student loan payments to your local VA facility, which will then review and verify the information before issuing your EDRP payment. EDRP payments are considered taxable income, so you should consult with a tax professional to understand how this may affect your tax obligations.

Related VA Benefit Terms

  • Loan Repayment Assistance
  • Healthcare Professional Education
  • VA Employee Incentive
  • Recruitment and Retention
  • Eligible Occupations

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